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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Collin County, Texas: Natural Disaster Risk and History

Collin County, Texas has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.9 out of 100, higher than about 98% of US counties, with tornadoes, hail and heat waves scoring highest of its 18 hazards and $716 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Collin County since 1966, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). NOAA's Storm Prediction Center recorded 56 tornadoes touching Collin County from 1950 to 2025.

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Population 1,063,649 Buildings worth $206 billion Area 895 sq mi Risk rank in Texas 6 of 254 FIPS 48085

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoVery High 99.9 $420 million about once every 1.2 years 35
HailVery High 99.9 $97 million about 8.8 a year 333
Heat waveRelatively High 97.7 $18 million about 18 a year 303
Inland floodingRelatively High 96.8 $153 million about 2.1 a year 59
Cold waveRelatively High 95.7 $19 million about 1.1 a year 20
Ice stormRelatively High 91.5 $1.5 million about 1.2 a year 83
Winter weatherRelatively High 91.1 $625,226 about 4.6 a year 87
Strong windRelatively High 87.7 $2.6 million about 4.4 a year 168
EarthquakeRelatively Low 82.0 $2.9 million about once every 980 years —
WildfireRelatively Low 81.0 $634,965 rarer than once in 1,000 years —
LightningRelatively Moderate 67.7 $649,884 about 56 a year 921,567 strikes
HurricaneRelatively Low 59.7 $292,306 about once every 79 years 2
LandslideVery Low 52.6 $2,290 about once every 8.6 years —
DroughtRelatively Low 32.4 $46,676 about 3 a year 1,106
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Hurricane 5, Severe Storm 4, Fire 3, Flood 2.

DecadeDeclarationsIncident types
1960s1Flood
1980s1Severe Storm
1990s4Severe Storm ×2, Fire, Drought
2000s9Hurricane ×5, Fire ×2, Severe Storm, Other
2020s3Severe Ice Storm ×2, Flood

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Hurricane Ike EM-3294-TX · Hurricane · declared 10 Sep 2008
Hurricane Gustav EM-3290-TX · Hurricane · declared 29 Aug 2008
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Severe Storms, Tornadoes, and Flooding DR-1709-TX · Severe Storm · declared 29 Jun 2007 · households could apply
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply
Hurricane Rita EM-3261-TX · Hurricane · declared 21 Sep 2005

Widest declarations that included Collin County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Ike (2008), Hurricane Gustav (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 56

Tornadoes touching the county56
Strongest-rated(E)F3 ×5
Peak monthApril (12)
Deadliest9 May 2006, F3, 9.3 mi path, 3 killed, 10 injured
Longest path12 Oct 1969, F3, 45.9 mi path, 0 killed, 2 injured
Most recent30 Apr 2025, EF0, 0.1 mi path
Deaths / injuries on those paths7 / 268
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2318105000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count591145967

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Collin County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Collin County (this page)—Relatively High98.9 Tornado
Rockwall County 36 kmRelatively Low70.7 Tornado
Hunt County 46 kmRelatively Moderate82.2 Ice storm
Grayson County 50 kmRelatively Low80.3 Hail
Dallas County 51 kmVery High99.7 Hail
Denton County 51 kmRelatively High96.9 Tornado

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively Moderate 58.4
Community risk factor0.73
Expected annual loss, all hazards$716 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Collin County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Collin County

What natural disasters is Collin County, Texas most at risk from?

Collin County, Texas has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.9 out of 100, higher than about 98% of US counties, with tornadoes, hail and heat waves scoring highest of its 18 hazards and $716 million a year in expected losses.

How many federal disaster declarations has Collin County had?

OpenFEMA lists 18 federal disaster declarations that included Collin County since 1966, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Collin County?

NOAA's Storm Prediction Center recorded 56 tornadoes touching Collin County from 1950 to 2025. The deadliest: 9 May 2006, F3, 9.3 mi path, 3 killed, 10 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.