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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Franklin County, Texas: Natural Disaster Risk and History

Franklin County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 24.8 out of 100, higher than about 24% of US counties, with ice storms, tornadoes and hail scoring highest of its 18 hazards and $6.8 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Franklin County since 1998, not counting 2 for COVID-19; the latest is DR-4705-TX (Severe Winter Storm, declared 21 April 2023). NOAA's Storm Prediction Center recorded 17 tornadoes touching Franklin County from 1950 to 2025.

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Population 10,335 Buildings worth $3.8 billion Area 298 sq mi Risk rank in Texas 183 of 254 FIPS 48159

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormRelatively High 88.5 $648,952 about 1.2 a year 79
TornadoRelatively Moderate 72.3 $2.2 million about once every 4.4 years 17
HailRelatively Low 67.7 $410,817 about 5 a year 189
DroughtRelatively Moderate 67.0 $352,355 about 3 a year 854
WildfireVery Low 58.8 $63,010 about once every 629 years —
HurricaneVery Low 55.5 $103,177 about once every 58 years 6
Heat waveRelatively Low 50.5 $309,213 about 18 a year 304
Strong windRelatively Low 49.4 $438,429 about 4.4 a year 168
Cold waveRelatively Low 36.3 $455,560 about once a year 19
EarthquakeVery Low 31.9 $73,868 about once every 787 years —
Winter weatherRelatively Low 28.5 $22,593 about 3.6 a year 69
LandslideVery Low 18.8 $84 about once every 18 years —
Inland floodingVery Low 17.0 $1.7 million about once every 1.5 years 19
LightningVery Low 15.2 $42,054 about 58 a year 39,558 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Hurricane 5, Fire 5, Severe Ice Storm 3, Severe Storm 2.

DecadeDeclarationsIncident types
1990s2Fire, Severe Storm
2000s8Hurricane ×4, Fire ×2, Other, Severe Ice Storm
2010s4Fire ×2, Flood, Severe Storm
2020s4Severe Ice Storm ×2, Winter Storm, Hurricane

The last 10

Severe Winter Storm DR-4705-TX · Winter Storm · declared 21 Apr 2023
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Severe Storms and Flooding DR-4416-TX · Flood · declared 25 Feb 2019
Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4255-TX · Severe Storm · declared 9 Feb 2016
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011
Hurricane Ike EM-3294-TX · Hurricane · declared 10 Sep 2008
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008

Widest declarations that included Franklin County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Ike (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 17

Tornadoes touching the county17
Strongest-rated(E)F3 ×1
Peak monthMarch (3)
Deadliest4 Mar 2025, EF1, 18.4 mi path, 0 killed, 3 injured
Longest path4 Mar 2025, EF1, 18.4 mi path, 0 killed, 3 injured
Most recent4 Mar 2025, EF1, 18.4 mi path, 0 killed, 3 injured
Deaths / injuries on those paths0 / 6
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count8621000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12031343

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Franklin County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Franklin County (this page)—Very Low24.8 Ice storm
Titus County 24 kmRelatively Low46.8 Ice storm
Camp County 32 kmVery Low39.3 Ice storm
Hopkins County 32 kmRelatively Low71.2 Ice storm
Morris County 46 kmVery Low34.5 Ice storm
Wood County 46 kmRelatively Low63.2 Ice storm

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 69.1
Community resilienceRelatively High 70.9
Community risk factor1.29
Expected annual loss, all hazards$6.8 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Franklin County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Franklin County

What natural disasters is Franklin County, Texas most at risk from?

Franklin County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 24.8 out of 100, higher than about 24% of US counties, with ice storms, tornadoes and hail scoring highest of its 18 hazards and $6.8 million a year in expected losses.

How many federal disaster declarations has Franklin County had?

OpenFEMA lists 18 federal disaster declarations that included Franklin County since 1998, not counting 2 for COVID-19; the latest is DR-4705-TX (Severe Winter Storm, declared 21 April 2023). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Franklin County?

NOAA's Storm Prediction Center recorded 17 tornadoes touching Franklin County from 1950 to 2025. The deadliest: 4 Mar 2025, EF1, 18.4 mi path, 0 killed, 3 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.