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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hardeman County, Texas: Natural Disaster Risk and History

Hardeman County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 8.7 out of 100, higher than about 8% of US counties, with drought, strong winds and ice storms scoring highest of its 18 hazards and $2.5 million a year in expected losses.

OpenFEMA lists 14 federal disaster declarations that included Hardeman County since 1993, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). NOAA's Storm Prediction Center recorded 39 tornadoes touching Hardeman County from 1950 to 2025.

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Population 3,547 Buildings worth $1.2 billion Area 704 sq mi Risk rank in Texas 221 of 254 FIPS 48197

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 82.4 $628,397 about 15 a year 3,780
Strong windRelatively Moderate 67.8 $530,071 about 3.2 a year 124
Ice stormRelatively Moderate 62.7 $87,960 about once every 1.5 years 45
HailRelatively Low 62.6 $243,955 about 7.7 a year 291
WildfireVery Low 62.0 $56,644 about once every 437 years —
TornadoRelatively Low 35.1 $395,071 about once every 2.1 years 20
Heat waveVery Low 35.0 $103,998 about 11 a year 162
EarthquakeVery Low 23.3 $21,854 rarer than once in 1,000 years —
Winter weatherVery Low 23.2 $12,348 about 6.8 a year 130
HurricaneVery Low 22.3 $4,328 about once every 106 years 0
LandslideVery Low 18.1 $54 about once every 9.2 years —
Cold waveVery Low 12.5 $66,634 about 1.2 a year 23
Inland floodingVery Low 4.5 $380,648 about once every 4.7 years 6
LightningVery Low 3.8 $7,412 about 49 a year 50,016 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 14

Most common: Fire 6, Hurricane 3, Severe Ice Storm 2, Severe Storm 2.

DecadeDeclarationsIncident types
1990s4Fire ×2, Severe Storm, Drought
2000s5Hurricane ×3, Fire ×2
2010s3Fire ×2, Severe Storm
2020s2Severe Ice Storm ×2

The last 10

Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Copper Breaks Fire FM-5288-TX · Fire · declared 18 Aug 2019
Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4255-TX · Severe Storm · declared 9 Feb 2016
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply
Hurricane Rita EM-3261-TX · Hurricane · declared 21 Sep 2005
Hurricane Katrina Evacuation EM-3216-TX · Hurricane · declared 2 Sep 2005

Widest declarations that included Hardeman County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 39

Tornadoes touching the county39
Strongest-rated(E)F2 ×2
Peak monthMay (17)
Deadliest18 Aug 1970, F2, 0.8 mi path, 0 killed, 1 injured
Longest path29 May 2001, F1, 8 mi path, 0 killed, 1 injured
Most recent23 Apr 2021, unrated, 2.8 mi path
Deaths / injuries on those paths0 / 2
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count181420005
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count211078506

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hardeman County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hardeman County (this page)—Very Low8.7 Drought
Foard County 35 kmVery Low4.5 Drought
Jackson County, OK 45 kmRelatively Moderate86.0 Strong wind
Childress County 50 kmVery Low19.6 Drought
Harmon County, OK 51 kmVery Low10.2 Drought
Wilbarger County 52 kmRelatively Low46.1 Drought

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 96.9
Community resilienceVery Low 13.8
Community risk factor1.79
Expected annual loss, all hazards$2.5 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hardeman County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hardeman County

What natural disasters is Hardeman County, Texas most at risk from?

Hardeman County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 8.7 out of 100, higher than about 8% of US counties, with drought, strong winds and ice storms scoring highest of its 18 hazards and $2.5 million a year in expected losses.

How many federal disaster declarations has Hardeman County had?

OpenFEMA lists 14 federal disaster declarations that included Hardeman County since 1993, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Hardeman County?

NOAA's Storm Prediction Center recorded 39 tornadoes touching Hardeman County from 1950 to 2025. The deadliest: 18 Aug 1970, F2, 0.8 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.