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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Houston County, Texas: Natural Disaster Risk and History

Houston County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.7 out of 100, higher than about 60% of US counties, with lightning, cold waves and drought scoring highest of its 18 hazards and $13 million a year in expected losses.

OpenFEMA lists 27 federal disaster declarations that included Houston County since 1989, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 31 tornadoes touching Houston County from 1950 to 2025.

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Population 22,033 Buildings worth $5.6 billion Area 1,249 sq mi Risk rank in Texas 107 of 254 FIPS 48225

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningVery High 98.8 $2.5 million about 64 a year 89,712 strikes
Cold waveRelatively Moderate 87.8 $3.6 million about once every 1.1 years 18
DroughtRelatively Moderate 81.9 $629,573 about 31 a year 1,029
WildfireRelatively Low 77.8 $197,956 about once every 513 years —
HurricaneRelatively Low 77.6 $856,088 about once every 17 years 17
Heat waveRelatively Low 71.2 $587,164 about 12 a year 194
Ice stormRelatively Moderate 63.8 $96,290 about once every 1.1 years 62
TornadoRelatively Low 63.7 $1.2 million about once every 1.5 years 27
Strong windRelatively Low 51.7 $353,066 about 2.3 a year 90
Inland floodingRelatively Low 40.0 $3.0 million about 1.1 a year 30
LandslideVery Low 37.1 $328 about once every 3.9 years —
Winter weatherRelatively Low 35.2 $22,634 about 2.2 a year 42
EarthquakeVery Low 30.7 $50,068 rarer than once in 1,000 years —
HailVery Low 26.4 $60,892 about 2.6 a year 101
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 27

Most common: Hurricane 6, Flood 6, Fire 6, Severe Storm 4.

DecadeDeclarationsIncident types
1980s2Severe Storm, Flood
1990s7Fire ×2, Severe Storm ×2, Flood ×2, Drought
2000s8Hurricane ×4, Fire ×2, Other, Coastal Storm
2010s5Flood ×2, Fire ×2, Severe Storm
2020s5Hurricane ×2, Severe Ice Storm ×2, Flood

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Severe Storms and Flooding DR-4416-TX · Flood · declared 25 Feb 2019
Severe Storms and Flooding DR-4272-TX · Flood · declared 11 Jun 2016 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011

Widest declarations that included Houston County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Ike (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Allison (2001), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 31

Tornadoes touching the county31
Strongest-rated(E)F3 ×3
Peak monthMay (11)
Deadliest13 Apr 2019, EF3, 41.1 mi path, 2 killed, 20 injured
Longest path13 Apr 2019, EF3, 41.1 mi path, 2 killed, 20 injured
Most recent21 Mar 2022, EF2, 19.1 mi path, 1 killed, 10 injured
Deaths / injuries on those paths4 / 44
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count141133000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count313273102

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Houston County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Houston County (this page)—Relatively Low60.7 Lightning
Trinity County 37 kmRelatively Low60.6 Cold wave
Leon County 54 kmRelatively Low58.3 Drought
Anderson County 59 kmRelatively Low73.6 Tornado
Madison County 62 kmVery Low34.9 Drought
Cherokee County 63 kmRelatively Low61.6 Strong wind

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 95.6
Community resilienceRelatively Low 25.4
Community risk factor1.71
Expected annual loss, all hazards$13 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Houston County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Houston County

What natural disasters is Houston County, Texas most at risk from?

Houston County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 60.7 out of 100, higher than about 60% of US counties, with lightning, cold waves and drought scoring highest of its 18 hazards and $13 million a year in expected losses.

How many federal disaster declarations has Houston County had?

OpenFEMA lists 27 federal disaster declarations that included Houston County since 1989, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Houston County?

NOAA's Storm Prediction Center recorded 31 tornadoes touching Houston County from 1950 to 2025. The deadliest: 13 Apr 2019, EF3, 41.1 mi path, 2 killed, 20 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.