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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lubbock County, Texas: Natural Disaster Risk and History

Lubbock County, Texas has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.2 out of 100, higher than about 96% of US counties, with drought, hail and strong winds scoring highest of its 18 hazards and $214 million a year in expected losses.

OpenFEMA lists 18 federal disaster declarations that included Lubbock County since 1970, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). NOAA's Storm Prediction Center recorded 99 tornadoes touching Lubbock County from 1950 to 2025.

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Population 309,719 Buildings worth $56 billion Area 910 sq mi Risk rank in Texas 12 of 254 FIPS 48303

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtVery High 99.8 $62 million about 76 a year 2,681
HailVery High 99.8 $35 million about 4.9 a year 187
Strong windVery High 99.8 $17 million about 2.2 a year 85
TornadoRelatively High 98.8 $32 million about once every 1.6 years 53
Winter weatherVery High 98.6 $1.5 million about 7.4 a year 140
Cold waveRelatively High 97.0 $15 million about 1.2 a year 23
Inland floodingRelatively Moderate 92.1 $47 million about 2.3 a year 63
Ice stormRelatively High 92.1 $1.1 million about once every 1.6 years 42
WildfireRelatively Low 86.2 $750,127 about once every 585 years —
LightningRelatively High 83.0 $803,949 about 48 a year 347,089 strikes
Heat waveRelatively Moderate 80.6 $1.5 million about 2.4 a year 41
EarthquakeRelatively Low 60.4 $439,493 rarer than once in 1,000 years —
HurricaneVery Low 47.2 $54,037 about once every 133 years 2
LandslideVery Low 20.5 $117 about once every 12 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 18

Most common: Hurricane 6, Severe Storm 5, Fire 3, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1970s1Tornado
1980s1Severe Storm
1990s4Severe Storm ×2, Fire, Drought
2000s7Hurricane ×5, Fire ×2
2010s3Severe Storm ×2, Hurricane
2020s2Severe Ice Storm ×2

The last 10

Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4255-TX · Severe Storm · declared 9 Feb 2016
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Hurricane Alex DR-1931-TX · Hurricane · declared 3 Aug 2010 · households could apply
Hurricane Ike EM-3294-TX · Hurricane · declared 10 Sep 2008
Hurricane Gustav EM-3290-TX · Hurricane · declared 29 Aug 2008
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply

Widest declarations that included Lubbock County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Alex (2010), Hurricane Ike (2008), Hurricane Gustav (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 99

Tornadoes touching the county99
Strongest-rated(E)F5 ×1
Peak monthMay (30)
Deadliest11 May 1970, F5, 8.4 mi path, 26 killed, 500 injured
Longest path24 May 1957, F3, 37.3 mi path, 0 killed, 1 injured
Most recent5 Jun 2025, EF2, 3.3 mi path
Deaths / injuries on those paths26 / 511
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count6220121112
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count992416102263

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lubbock County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lubbock County (this page)—Relatively High96.2 Drought
Lynn County 48 kmVery Low23.0 Hail
Crosby County 48 kmVery Low23.7 Drought
Hockley County 48 kmRelatively Low51.4 Hail
Hale County 51 kmRelatively Low78.4 Hail
Terry County 68 kmRelatively Low52.0 Hail

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 45.8
Community resilienceRelatively Moderate 58.2
Community risk factor1.10
Expected annual loss, all hazards$214 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lubbock County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lubbock County

What natural disasters is Lubbock County, Texas most at risk from?

Lubbock County, Texas has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 96.2 out of 100, higher than about 96% of US counties, with drought, hail and strong winds scoring highest of its 18 hazards and $214 million a year in expected losses.

How many federal disaster declarations has Lubbock County had?

OpenFEMA lists 18 federal disaster declarations that included Lubbock County since 1970, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Lubbock County?

NOAA's Storm Prediction Center recorded 99 tornadoes touching Lubbock County from 1950 to 2025. The deadliest: 11 May 1970, F5, 8.4 mi path, 26 killed, 500 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.