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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

San Saba County, Texas: Natural Disaster Risk and History

San Saba County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 7.3 out of 100, higher than about 7% of US counties, with drought, wildfires and hail scoring highest of its 18 hazards and $3.3 million a year in expected losses.

OpenFEMA lists 20 federal disaster declarations that included San Saba County since 1993, not counting 2 for COVID-19; the latest is DR-4879-TX (Severe Storms, Straight-Line Winds, and Flooding, declared 6 July 2025). NOAA's Storm Prediction Center recorded 16 tornadoes touching San Saba County from 1950 to 2025.

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Population 5,728 Buildings worth $1.7 billion Area 1,150 sq mi Risk rank in Texas 224 of 254 FIPS 48411

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 76.6 $643,367 about 71 a year 1,792
WildfireRelatively Low 71.5 $165,605 about once every 356 years —
HailRelatively Low 49.6 $217,887 about 4.1 a year 155
HurricaneVery Low 37.9 $21,898 about once every 120 years 0
Winter weatherRelatively Low 29.4 $24,708 about 3.8 a year 72
TornadoVery Low 23.4 $270,155 about once every 2.3 years 10
LightningVery Low 23.3 $68,455 about 48 a year 45,748 strikes
Heat waveVery Low 22.6 $66,483 about 8.5 a year 128
Cold waveVery Low 19.6 $185,246 about once every 1.5 years 13
Inland floodingVery Low 14.9 $1.5 million about once every 1.1 years 26
Strong windVery Low 13.2 $92,021 about 1.2 a year 45
LandslideVery Low 12.9 $39 about once every 4.6 years —
EarthquakeVery Low 3.7 $3,148 rarer than once in 1,000 years —
Ice stormVery Low 3.5 $1,192 about once every 2.0 years 34
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 20

Most common: Fire 7, Flood 5, Hurricane 3, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1990s6Fire ×3, Severe Storm, Flood, Drought
2000s8Fire ×3, Hurricane ×3, Severe Storm, Flood
2010s2Flood, Fire
2020s4Flood ×2, Severe Ice Storm ×2

The last 10

Severe Storms, Straight-Line Winds, and Flooding DR-4879-TX · Flood · declared 6 Jul 2025 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms and Flooding DR-4416-TX · Flood · declared 25 Feb 2019
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Severe Storms, Tornadoes, and Flooding DR-1709-TX · Severe Storm · declared 29 Jun 2007 · households could apply
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply

Widest declarations that included San Saba County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 16

Tornadoes touching the county16
Strongest-rated(E)F2 ×2
Peak monthJune (6)
Deadliest—
Longest path15 May 1981, F2, 8 mi path
Most recent12 Jun 2009, EF1, 0.6 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count9520000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10236400

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How San Saba County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
San Saba County (this page)—Very Low7.3 Drought
Mills County 43 kmVery Low5.6 Wildfire
McCulloch County 51 kmVery Low10.1 Drought
Llano County 52 kmRelatively Low70.4 Inland flooding
Lampasas County 55 kmVery Low29.9 Wildfire
Mason County 62 kmVery Low11.0 Drought

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 58.2
Community resilienceRelatively Low 26.4
Community risk factor1.22
Expected annual loss, all hazards$3.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for San Saba County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about San Saba County

What natural disasters is San Saba County, Texas most at risk from?

San Saba County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 7.3 out of 100, higher than about 7% of US counties, with drought, wildfires and hail scoring highest of its 18 hazards and $3.3 million a year in expected losses.

How many federal disaster declarations has San Saba County had?

OpenFEMA lists 20 federal disaster declarations that included San Saba County since 1993, not counting 2 for COVID-19; the latest is DR-4879-TX (Severe Storms, Straight-Line Winds, and Flooding, declared 6 July 2025). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit San Saba County?

NOAA's Storm Prediction Center recorded 16 tornadoes touching San Saba County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.