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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Sherman County, Texas: Natural Disaster Risk and History

Sherman County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 30.3 out of 100, higher than about 30% of US counties, with drought, cold waves and wildfires scoring highest of its 18 hazards and $11 million a year in expected losses.

OpenFEMA lists 10 federal disaster declarations that included Sherman County since 1989, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). NOAA's Storm Prediction Center recorded 44 tornadoes touching Sherman County from 1950 to 2025.

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Population 2,781 Buildings worth $800 million Area 932 sq mi Risk rank in Texas 168 of 254 FIPS 48421

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively High 98.5 $6.7 million about 124 a year 3,129
Cold waveRelatively Moderate 74.3 $2.8 million about 3 a year 56
WildfireRelatively Low 65.2 $131,634 about once every 197 years —
Winter weatherRelatively Low 54.2 $80,323 about 11 a year 214
HailRelatively Low 48.9 $271,807 about 6.2 a year 236
LightningRelatively Low 27.7 $108,414 about 45 a year 33,717 strikes
Ice stormVery Low 19.8 $17,495 about once every 4.9 years 14
TornadoVery Low 18.6 $230,483 about once every 1.7 years 19
EarthquakeVery Low 18.4 $25,858 rarer than once in 1,000 years —
Strong windVery Low 9.7 $75,633 about 2.6 a year 101
Heat waveVery Low 5.2 $6,593 about 1.1 a year 16
Inland floodingVery Low 1.1 $251,827 about once every 14 years 2
LandslideVery Low 0.8 $1 about once every 9.7 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
HurricaneNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 10

Most common: Fire 3, Hurricane 3, Severe Ice Storm 2, Severe Storm 2.

DecadeDeclarationsIncident types
1980s1Severe Storm
1990s2Fire, Severe Storm
2000s5Hurricane ×3, Fire ×2
2020s2Severe Ice Storm ×2

The last 10

Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply
Hurricane Rita EM-3261-TX · Hurricane · declared 21 Sep 2005
Hurricane Katrina Evacuation EM-3216-TX · Hurricane · declared 2 Sep 2005
Extreme Fire Hazards EM-3142-TX · Fire · declared 1 Sep 1999
Tropical Storm Charley DR-1239-TX · Severe Storm · declared 26 Aug 1998 · households could apply
Severe Storms, Tornadoes & Flooding DR-828-TX · Severe Storm · declared 19 May 1989 · households could apply

Widest declarations that included Sherman County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 44

Tornadoes touching the county44
Strongest-rated(E)F4 ×1
Peak monthJune (16)
Deadliest—
Longest path15 Jun 1967, F1, 43.2 mi path
Most recent7 Jul 2023, unrated, 0.2 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count32530103
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count441431855

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Sherman County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Sherman County (this page)—Very Low30.3 Drought
Hansford County 48 kmVery Low42.0 Drought
Moore County 49 kmRelatively Low61.9 Drought
Texas County, OK 64 kmRelatively Low56.6 Drought
Dallam County 64 kmRelatively Low51.1 Drought
Hutchinson County 69 kmRelatively Low67.7 Drought

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 24.8
Community resilienceVery Low 1.5
Community risk factor0.96
Expected annual loss, all hazards$11 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Sherman County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Sherman County

What natural disasters is Sherman County, Texas most at risk from?

Sherman County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 30.3 out of 100, higher than about 30% of US counties, with drought, cold waves and wildfires scoring highest of its 18 hazards and $11 million a year in expected losses.

How many federal disaster declarations has Sherman County had?

OpenFEMA lists 10 federal disaster declarations that included Sherman County since 1989, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Sherman County?

NOAA's Storm Prediction Center recorded 44 tornadoes touching Sherman County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.