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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Upshur County, Texas: Natural Disaster Risk and History

Upshur County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 66.9 out of 100, higher than about 66% of US counties, with ice storms, tornadoes and strong winds scoring highest of its 18 hazards and $21 million a year in expected losses.

OpenFEMA lists 22 federal disaster declarations that included Upshur County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 26 tornadoes touching Upshur County from 1950 to 2025.

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Population 40,809 Buildings worth $11 billion Area 599 sq mi Risk rank in Texas 87 of 254 FIPS 48459

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormRelatively High 94.7 $1.3 million about 1.2 a year 78
TornadoRelatively High 92.0 $7.0 million about once every 2.0 years 20
Strong windRelatively High 86.1 $1.4 million about 5.4 a year 207
HailRelatively Moderate 85.3 $1.0 million about 5.2 a year 198
Heat waveRelatively Moderate 80.2 $1.3 million about 19 a year 314
WildfireRelatively Low 77.3 $260,334 about once every 741 years —
DroughtRelatively Moderate 65.3 $327,853 about 3 a year 973
Winter weatherRelatively Moderate 63.9 $85,712 about 3.4 a year 64
HurricaneRelatively Low 61.3 $194,142 about once every 42 years 8
Cold waveRelatively Low 60.9 $1.2 million about once every 1.1 years 18
Inland floodingRelatively Low 58.9 $7.2 million about once every 1.2 years 24
LandslideVery Low 53.1 $1,370 about once every 4.7 years —
EarthquakeVery Low 39.6 $123,762 rarer than once in 1,000 years —
LightningRelatively Low 37.8 $122,469 about 6 a year 111,412 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 22

Most common: Hurricane 6, Fire 5, Severe Ice Storm 3, Flood 3.

DecadeDeclarationsIncident types
1960s1Flood
1970s1Flood
1980s2Severe Storm, Tornado
1990s3Fire ×2, Severe Storm
2000s9Hurricane ×4, Fire ×2, Severe Storm, Other, Severe Ice Storm
2010s2Flood, Fire
2020s4Hurricane ×2, Severe Ice Storm ×2

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Severe Storms and Flooding DR-4269-TX · Flood · declared 25 Apr 2016 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply
Hurricane Ike DR-1791-TX · Hurricane · declared 13 Sep 2008 · households could apply
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Severe Storms, Tornadoes, and Flooding DR-1709-TX · Severe Storm · declared 29 Jun 2007 · households could apply
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply

Widest declarations that included Upshur County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Ike (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 26

Tornadoes touching the county26
Strongest-rated(E)F3 ×2
Peak monthApril (9)
Deadliest15 Nov 1987, F2, 7 mi path, 0 killed, 9 injured
Longest path6 May 2003, F2, 54.4 mi path, 0 killed, 5 injured
Most recent4 Apr 2025, EF1, 25.5 mi path, 0 killed, 1 injured
Deaths / injuries on those paths0 / 34
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count51362000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11562173

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Upshur County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Upshur County (this page)—Relatively Low66.9 Ice storm
Camp County 27 kmVery Low39.3 Ice storm
Gregg County 31 kmRelatively Moderate87.0 Ice storm
Wood County 42 kmRelatively Low63.2 Ice storm
Morris County 46 kmVery Low34.5 Ice storm
Smith County 51 kmRelatively Moderate84.2 Heat wave

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 63.3
Community resilienceRelatively Low 28.7
Community risk factor1.27
Expected annual loss, all hazards$21 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Upshur County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Upshur County

What natural disasters is Upshur County, Texas most at risk from?

Upshur County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 66.9 out of 100, higher than about 66% of US counties, with ice storms, tornadoes and strong winds scoring highest of its 18 hazards and $21 million a year in expected losses.

How many federal disaster declarations has Upshur County had?

OpenFEMA lists 22 federal disaster declarations that included Upshur County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Upshur County?

NOAA's Storm Prediction Center recorded 26 tornadoes touching Upshur County from 1950 to 2025. The deadliest: 15 Nov 1987, F2, 7 mi path, 0 killed, 9 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.