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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Wharton County, Texas: Natural Disaster Risk and History

Wharton County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 83.0 out of 100, higher than about 83% of US counties, with hurricanes, cold waves and drought scoring highest of its 18 hazards and $35 million a year in expected losses.

OpenFEMA lists 24 federal disaster declarations that included Wharton County since 1990, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 71 tornadoes touching Wharton County from 1950 to 2025.

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Population 41,544 Buildings worth $9.1 billion Area 1,105 sq mi Risk rank in Texas 41 of 254 FIPS 48481

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HurricaneRelatively High 94.8 $14 million about once every 7.4 years 49
Cold waveRelatively High 92.5 $6.1 million about once every 2.4 years 8
DroughtRelatively High 91.4 $1.3 million about 41 a year 1,400
Heat waveRelatively Low 78.6 $986,168 about 14 a year 241
HailRelatively Moderate 75.5 $500,421 about 1.8 a year 66
TornadoRelatively Moderate 72.4 $1.9 million about once every 1.5 years 49
Inland floodingRelatively Low 69.8 $9.1 million about once every 1.1 years 26
LightningRelatively Moderate 69.4 $343,311 about 66 a year 164,354 strikes
Ice stormRelatively Low 56.0 $78,161 about once every 1.4 years 50
WildfireVery Low 53.0 $38,451 about once every 917 years —
Strong windRelatively Low 45.9 $341,788 about once a year 40
Winter weatherRelatively Low 36.6 $27,643 about 1.1 a year 20
EarthquakeVery Low 26.2 $35,364 rarer than once in 1,000 years —
LandslideVery Low 11.2 $24 about once every 9.8 years —
Coastal floodingNo Rating 0.0 — about once every 83 years —
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 24

Most common: Hurricane 11, Flood 4, Severe Storm 3, Severe Ice Storm 2.

DecadeDeclarationsIncident types
1990s7Flood ×3, Severe Storm ×2, Fire, Drought
2000s9Hurricane ×7, Fire, Coastal Storm
2010s3Hurricane, Flood, Severe Storm
2020s5Hurricane ×3, Severe Ice Storm ×2

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Hurricane Hanna EM-3530-TX · Hurricane · declared 26 Jul 2020
Hurricane Harvey DR-4332-TX · Hurricane · declared 25 Aug 2017 · households could apply
Severe Storms and Flooding DR-4269-TX · Flood · declared 25 Apr 2016 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Hurricane Ike DR-1791-TX · Hurricane · declared 13 Sep 2008 · households could apply
Hurricane Ike EM-3294-TX · Hurricane · declared 10 Sep 2008

Widest declarations that included Wharton County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Hanna (2020), Hurricane Harvey (2017), Hurricane Ike (2008), Hurricane Gustav (2008), Hurricane Dean (2007), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Fay (2002), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 71

Tornadoes touching the county71
Strongest-rated(E)F3 ×1
Peak monthNovember (14)
Deadliest20 Sep 1967, F1, 0.1 mi path, 1 killed, 1 injured
Longest path8 Nov 1977, F1, 20.5 mi path
Most recent12 Jun 2025, EF0, 2.2 mi path
Deaths / injuries on those paths1 / 19
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count323081000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count413102171663

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Wharton County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Wharton County (this page)—Relatively Moderate83.0 Hurricane
Colorado County 48 kmRelatively Low62.2 Drought
Jackson County 50 kmRelatively Low71.7 Hurricane
Matagorda County 51 kmRelatively Low80.3 Hurricane
Fort Bend County 52 kmRelatively High97.5 Lightning
Austin County 68 kmRelatively Low53.1 Drought

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 83.5
Community resilienceRelatively Moderate 41.0
Community risk factor1.48
Expected annual loss, all hazards$35 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Wharton County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Wharton County

What natural disasters is Wharton County, Texas most at risk from?

Wharton County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 83.0 out of 100, higher than about 83% of US counties, with hurricanes, cold waves and drought scoring highest of its 18 hazards and $35 million a year in expected losses.

How many federal disaster declarations has Wharton County had?

OpenFEMA lists 24 federal disaster declarations that included Wharton County since 1990, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Wharton County?

NOAA's Storm Prediction Center recorded 71 tornadoes touching Wharton County from 1950 to 2025. The deadliest: 20 Sep 1967, F1, 0.1 mi path, 1 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.