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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Chesterfield County, Virginia: Natural Disaster Risk and History

Chesterfield County, Virginia has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 84.8 out of 100, higher than about 84% of US counties, with earthquakes, inland (river and flash) flooding and winter storms scoring highest of its 18 hazards and $79 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included Chesterfield County since 1969, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). NOAA's Storm Prediction Center recorded 20 tornadoes touching Chesterfield County from 1950 to 2025.

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Population 364,108 Buildings worth $77 billion Area 441 sq mi Risk rank in Virginia 2 of 133 FIPS 51041

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
EarthquakeRelatively Low 89.6 $7.2 million about once every 402 years —
Inland floodingRelatively Moderate 89.5 $53 million about 1.4 a year 40
Winter weatherRelatively High 86.7 $446,236 about 5.3 a year 100
Heat waveRelatively Moderate 86.5 $3.3 million about 5.3 a year 81
HurricaneRelatively Moderate 85.8 $6.1 million about once every 7.7 years 46
Ice stormRelatively High 83.4 $766,558 about 1.4 a year 92
LightningRelatively High 82.2 $1.2 million about 44 a year 169,832 strikes
TornadoRelatively Moderate 76.8 $4.8 million about once every 4.4 years 17
Strong windRelatively Moderate 68.5 $1.3 million about 1.2 a year 47
DroughtRelatively Low 59.7 $395,772 about 5.8 a year 182
LandslideVery Low 46.8 $1,610 about once every 4.1 years —
Coastal floodingRelatively Low 44.8 $66,940 about 3.7 a year —
HailRelatively Low 44.4 $304,531 about 2.3 a year 86
WildfireVery Low 44.0 $47,351 rarer than once in 1,000 years —
Cold waveVery Low 6.1 $44,170 about once every 2.1 years 8.9
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Hurricane 10, Snowstorm 3, Flood 3, Severe Storm 2.

DecadeDeclarationsIncident types
1960s1Hurricane
1970s5Drought ×2, Flood ×2, Freezing
1980s1Flood
1990s5Snowstorm ×3, Hurricane ×2
2000s4Hurricane ×2, Severe Storm ×2
2010s5Hurricane ×5
2020s2Winter Storm, Severe Ice Storm

The last 10

Severe Winter Storm EM-3631-VA · Winter Storm · declared 23 Jan 2026
Severe Winter Storms DR-4602-VA · Severe Ice Storm · declared 10 May 2021
Tropical Storm Michael DR-4411-VA · Hurricane · declared 18 Dec 2018
Hurricane Florence DR-4401-VA · Hurricane · declared 15 Oct 2018
Hurricane Florence EM-3403-VA · Hurricane · declared 11 Sep 2018
Hurricane Sandy EM-3359-VA · Hurricane · declared 29 Oct 2012
Hurricane Irene DR-4024-VA · Hurricane · declared 3 Sep 2011
Hurricane Katrina Evacuation EM-3240-VA · Hurricane · declared 12 Sep 2005
Severe Storms, Flooding and Tornadoes Associated W Td Gaston DR-1544-VA · Severe Storm · declared 3 Sep 2004 · households could apply
Hurricane Isabel DR-1491-VA · Hurricane · declared 18 Sep 2003 · households could apply

Widest declarations that included Chesterfield County

  • Severe Winter Storm (2026, EM-3631-VA): 133 Virginia counties designated.
  • Hurricane Florence (2018, EM-3403-VA): 133 Virginia counties designated.
  • Hurricane Sandy (2012, EM-3359-VA): 133 Virginia counties designated.

Named storms in its declarations: Tropical Storm Michael (2018), Hurricane Florence (2018), Hurricane Sandy (2012), Hurricane Irene (2011), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Floyd (1999), Hurricane Fran (1996), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Virginia also had 3 statewide declarations with no county list.

Tornado record since 1950 20

Tornadoes touching the county20
Strongest-rated(E)F4 ×1
Peak monthAugust (4)
Deadliest6 Aug 1993, F4, 1 mi path, 4 killed, 246 injured
Longest path6 Aug 1993, F2, 38 mi path
Most recent17 Sep 2018, EF1, 8.8 mi path
Deaths / injuries on those paths5 / 254
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count41050100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count11244620

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Chesterfield County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Chesterfield County (this page)—Relatively Moderate84.8 Earthquake
Richmond City 19 kmRelatively Low78.4 Earthquake
Colonial Heights City 21 kmVery Low6.0 Hurricane
Henrico County 24 kmRelatively Moderate83.4 Earthquake
Petersburg City 26 kmVery Low17.0 Hurricane
Hopewell City 27 kmVery Low17.2 Hurricane

Nearest by distance between county centres. Every county in Virginia, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 10.6
Community resilienceRelatively Moderate 59.1
Community risk factor0.73
Expected annual loss, all hazards$79 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Chesterfield County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Chesterfield County

What natural disasters is Chesterfield County, Virginia most at risk from?

Chesterfield County, Virginia has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 84.8 out of 100, higher than about 84% of US counties, with earthquakes, inland (river and flash) flooding and winter storms scoring highest of its 18 hazards and $79 million a year in expected losses.

How many federal disaster declarations has Chesterfield County had?

OpenFEMA lists 23 federal disaster declarations that included Chesterfield County since 1969, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). Another 3 Virginia declarations were made statewide without a county list.

How many tornadoes have hit Chesterfield County?

NOAA's Storm Prediction Center recorded 20 tornadoes touching Chesterfield County from 1950 to 2025. The deadliest: 6 Aug 1993, F4, 1 mi path, 4 killed, 246 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.