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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Lancaster County, Virginia: Natural Disaster Risk and History

Lancaster County, Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.3 out of 100, higher than about 32% of US counties, with drought, hurricanes and coastal flooding scoring highest of its 18 hazards and $7.5 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included Lancaster County since 1972, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). NOAA's Storm Prediction Center recorded 10 tornadoes touching Lancaster County from 1950 to 2025.

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Population 10,919 Buildings worth $3.6 billion Area 234 sq mi Risk rank in Virginia 60 of 133 FIPS 51103

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively High 95.6 $2.0 million about 3.5 a year 98
HurricaneRelatively Moderate 85.5 $2.9 million about once every 5.7 years 60
Coastal floodingRelatively Moderate 60.6 $394,375 about 3.7 a year —
Ice stormRelatively Low 45.9 $50,717 about once a year 59
EarthquakeVery Low 42.9 $131,709 about once every 826 years —
Strong windRelatively Low 31.6 $221,321 about 1.4 a year 41
Heat waveVery Low 29.8 $96,289 about 5.1 a year 77
LandslideVery Low 25.1 $139 about once every 24 years —
Cold waveRelatively Low 24.5 $223,724 about once every 1.1 years 17
TornadoVery Low 21.4 $191,000 about once every 8.4 years 10
WildfireVery Low 18.4 $4,782 rarer than once in 1,000 years —
Inland floodingVery Low 13.7 $1.2 million about once every 2.5 years 11
LightningVery Low 11.7 $28,436 about 4 a year 18,180 strikes
Winter weatherVery Low 10.9 $6,079 about 4.8 a year 92
HailVery Low 10.3 $23,594 about 2 a year 104
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Hurricane 12, Snowstorm 3, Severe Storm 2, Flood 2.

DecadeDeclarationsIncident types
1970s3Drought, Freezing, Flood
1980s1Flood
1990s6Hurricane ×3, Snowstorm ×3
2000s4Severe Storm ×2, Hurricane ×2
2010s7Hurricane ×7
2020s2Winter Storm, Severe Ice Storm

The last 10

Severe Winter Storm EM-3631-VA · Winter Storm · declared 23 Jan 2026
Severe Winter Storms DR-4602-VA · Severe Ice Storm · declared 10 May 2021
Tropical Storm Michael DR-4411-VA · Hurricane · declared 18 Dec 2018
Hurricane Florence DR-4401-VA · Hurricane · declared 15 Oct 2018
Hurricane Florence EM-3403-VA · Hurricane · declared 11 Sep 2018
Hurricane Sandy DR-4092-VA · Hurricane · declared 26 Nov 2012 · households could apply
Hurricane Sandy EM-3359-VA · Hurricane · declared 29 Oct 2012
Hurricane Irene DR-4024-VA · Hurricane · declared 3 Sep 2011
Hurricane Irene EM-3329-VA · Hurricane · declared 26 Aug 2011
Tropical Depression Ernesto, Severe Storms and Flooding DR-1661-VA · Severe Storm · declared 22 Sep 2006

Widest declarations that included Lancaster County

  • Severe Winter Storm (2026, EM-3631-VA): 133 Virginia counties designated.
  • Hurricane Florence (2018, EM-3403-VA): 133 Virginia counties designated.
  • Hurricane Sandy (2012, EM-3359-VA): 133 Virginia counties designated.

Named storms in its declarations: Tropical Storm Michael (2018), Hurricane Florence (2018), Hurricane Sandy (2012), Hurricane Irene (2011), Tropical Depression Ernesto (2006), Hurricane Katrina (2005), Hurricane Isabel (2003), Hurricane Floyd (1999), Hurricane Fran (1996), Tropical Storm Agnes (1972).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Virginia also had 3 statewide declarations with no county list.

Tornado record since 1950 10

Tornadoes touching the county10
Strongest-rated(E)F2 ×1
Peak monthAugust (3)
Deadliest4 Aug 2020, EF2, 15.6 mi path, 0 killed, 5 injured
Longest path4 Aug 2020, EF2, 15.6 mi path, 0 killed, 5 injured
Most recent5 Jul 2022, EF0, 11.5 mi path
Deaths / injuries on those paths0 / 5
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count4510000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count00102142

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Lancaster County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Lancaster County (this page)—Very Low32.3 Drought
Middlesex County 15 kmVery Low23.8 Hurricane
Northumberland County 17 kmVery Low40.0 Drought
Richmond County 32 kmVery Low10.4 Drought
Mathews County 35 kmVery Low12.2 Coastal flooding
Gloucester County 36 kmVery Low22.6 Hurricane

Nearest by distance between county centres. Every county in Virginia, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 87.8
Community resilienceVery High 93.9
Community risk factor1.45
Expected annual loss, all hazards$7.5 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Lancaster County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Lancaster County

What natural disasters is Lancaster County, Virginia most at risk from?

Lancaster County, Virginia has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 32.3 out of 100, higher than about 32% of US counties, with drought, hurricanes and coastal flooding scoring highest of its 18 hazards and $7.5 million a year in expected losses.

How many federal disaster declarations has Lancaster County had?

OpenFEMA lists 23 federal disaster declarations that included Lancaster County since 1972, not counting 2 for COVID-19; the latest is EM-3631-VA (Severe Winter Storm, declared 23 January 2026). Another 3 Virginia declarations were made statewide without a county list.

How many tornadoes have hit Lancaster County?

NOAA's Storm Prediction Center recorded 10 tornadoes touching Lancaster County from 1950 to 2025. The deadliest: 4 Aug 2020, EF2, 15.6 mi path, 0 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.