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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Jefferson County, Alabama: Natural Disaster Risk and History

Jefferson County, Alabama has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 97.6 out of 100, higher than about 97% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $262 million a year in expected losses.

OpenFEMA lists 37 federal disaster declarations that included Jefferson County since 1970, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 109 tornadoes touching Jefferson County from 1950 to 2025.

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Population 673,766 Buildings worth $144 billion Area 1,136 sq mi Risk rank in Alabama 2 of 67 FIPS 01073

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoVery High 99.6 $56 million about 1.2 a year 83
LightningVery High 99.5 $5.4 million about 69 a year 1,718,779 strikes
Cold waveRelatively High 98.5 $23 million about once every 1.4 years 14
Inland floodingRelatively High 98.1 $143 million about 4.2 a year 117
Heat waveRelatively High 97.6 $11 million about 7.9 a year 129
Strong windRelatively High 97.6 $4.1 million about 2.6 a year 100
EarthquakeRelatively Moderate 96.1 $17 million about once every 431 years —
LandslideRelatively Moderate 94.9 $112,860 about 2.5 a year —
Ice stormRelatively High 87.7 $665,121 about once every 2.1 years 33
Winter weatherRelatively Moderate 79.5 $181,714 about 3 a year 56
WildfireRelatively Low 79.1 $330,329 rarer than once in 1,000 years —
HurricaneRelatively Low 76.6 $1.1 million about once every 21 years 16
HailVery Low 32.1 $116,296 about 4 a year 152
DroughtVery Low 26.8 $14,659 about 27 a year 917
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 37

Most common: Severe Storm 18, Hurricane 10, Flood 4, Tornado 2.

DecadeDeclarationsIncident types
1970s8Flood ×4, Tornado ×2, Drought, Severe Storm
1980s1Severe Storm
1990s4Severe Storm ×2, Hurricane, Snowstorm
2000s14Severe Storm ×8, Hurricane ×5, Fire
2010s6Severe Storm ×4, Hurricane ×2
2020s4Hurricane ×2, Severe Storm ×2

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Severe Storms and Flooding DR-4632-AL · Severe Storm · declared 21 Dec 2021 · households could apply
Severe Storms, Straight-Line Winds, and Tornadoes DR-4596-AL · Severe Storm · declared 26 Apr 2021 · households could apply
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Hurricane Nate EM-3394-AL · Hurricane · declared 8 Oct 2017
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4176-AL · Severe Storm · declared 2 May 2014 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4052-AL · Severe Storm · declared 1 Feb 2012 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011

Widest declarations that included Jefferson County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Sally (2020), Hurricane Nate (2017), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 109

Tornadoes touching the county109
Strongest-rated(E)F5 ×2
Peak monthApril (34)
Deadliest27 Apr 2011, EF4, 80.7 mi path, 64 killed, 1500 injured
Longest path27 Apr 2011, EF4, 80.7 mi path, 64 killed, 1500 injured
Most recent25 Nov 2025, EF1, 17.9 mi path
Deaths / injuries on those paths154 / 2,460
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2148269320
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count9920126202013

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Jefferson County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Jefferson County (this page)—Relatively High97.6 Tornado
Shelby County 39 kmRelatively Moderate90.3 Tornado
Walker County 46 kmRelatively Moderate82.6 Tornado
Blount County 56 kmRelatively Low68.5 Tornado
St. Clair County 57 kmRelatively Low72.1 Tornado
Cullman County 64 kmRelatively Moderate81.9 Cold wave

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 56.2
Community resilienceRelatively High 80.0
Community risk factor1.17
Expected annual loss, all hazards$262 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Jefferson County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Jefferson County

What natural disasters is Jefferson County, Alabama most at risk from?

Jefferson County, Alabama has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 97.6 out of 100, higher than about 97% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $262 million a year in expected losses.

How many federal disaster declarations has Jefferson County had?

OpenFEMA lists 37 federal disaster declarations that included Jefferson County since 1970, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit Jefferson County?

NOAA's Storm Prediction Center recorded 109 tornadoes touching Jefferson County from 1950 to 2025. The deadliest: 27 Apr 2011, EF4, 80.7 mi path, 64 killed, 1500 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.