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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

St. Clair County, Alabama: Natural Disaster Risk and History

St. Clair County, Alabama has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 72.1 out of 100, higher than about 72% of US counties, with tornadoes, landslides and inland (river and flash) flooding scoring highest of its 18 hazards and $33 million a year in expected losses.

OpenFEMA lists 28 federal disaster declarations that included St. Clair County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 43 tornadoes touching St. Clair County from 1950 to 2025.

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Population 90,899 Buildings worth $15 billion Area 660 sq mi Risk rank in Alabama 26 of 67 FIPS 01115

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 91.8 $8.7 million about once every 1.6 years 43
LandslideRelatively Low 85.1 $31,979 about once every 1.1 years —
Inland floodingRelatively Moderate 75.9 $18 million about once a year 29
EarthquakeRelatively Low 74.9 $1.2 million about once every 360 years —
Strong windRelatively Moderate 73.6 $1.1 million about 3.3 a year 125
WildfireRelatively Low 71.8 $209,554 about once every 592 years —
Heat waveRelatively Low 71.7 $1.0 million about 5.7 a year 90
LightningRelatively Moderate 70.8 $540,040 about 66 a year 181,842 strikes
Cold waveRelatively Low 62.4 $1.6 million about once every 1.1 years 17
HurricaneVery Low 56.7 $150,780 about once every 24 years 14
DroughtRelatively Low 44.2 $102,842 about 29 a year 854
Ice stormRelatively Low 40.8 $57,743 about once every 2.6 years 26
HailVery Low 30.9 $131,386 about 4.5 a year 172
Winter weatherVery Low 18.1 $16,671 about 3 a year 57
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 28

Most common: Severe Storm 12, Hurricane 8, Flood 4, Tornado 2.

DecadeDeclarationsIncident types
1970s8Flood ×4, Tornado ×2, Drought, Severe Storm
1990s5Severe Storm ×3, Hurricane, Snowstorm
2000s7Severe Storm ×4, Hurricane ×3
2010s6Severe Storm ×4, Hurricane ×2
2020s2Hurricane ×2

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Severe Storms and Tornadoes DR-4362-AL · Severe Storm · declared 26 Apr 2018 · households could apply
Hurricane Nate EM-3394-AL · Hurricane · declared 8 Oct 2017
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4251-AL · Severe Storm · declared 21 Jan 2016
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011
Hurricane Gustav EM-3292-AL · Hurricane · declared 30 Aug 2008
Hurricane Katrina Evacuation EM-3237-AL · Hurricane · declared 10 Sep 2005

Widest declarations that included St. Clair County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Sally (2020), Hurricane Nate (2017), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 43

Tornadoes touching the county43
Strongest-rated(E)F4 ×1
Peak monthApril (10)
Deadliest27 Mar 1994, F4, 50 mi path, 22 killed, 150 injured
Longest path25 Mar 2021, EF3, 50.1 mi path, 0 killed, 5 injured
Most recent29 Dec 2024, EF0, 2.3 mi path
Deaths / injuries on those paths28 / 370
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count718125100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count038141494

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How St. Clair County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
St. Clair County (this page)—Relatively Low72.1 Tornado
Blount County 38 kmRelatively Low68.5 Tornado
Talladega County 40 kmRelatively Moderate84.7 Tornado
Etowah County 45 kmRelatively Moderate87.3 Tornado
Calhoun County 46 kmRelatively Moderate88.5 Tornado
Jefferson County 57 kmRelatively High97.6 Tornado

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 30.4
Community resilienceRelatively Moderate 42.0
Community risk factor0.99
Expected annual loss, all hazards$33 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for St. Clair County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about St. Clair County

What natural disasters is St. Clair County, Alabama most at risk from?

St. Clair County, Alabama has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 72.1 out of 100, higher than about 72% of US counties, with tornadoes, landslides and inland (river and flash) flooding scoring highest of its 18 hazards and $33 million a year in expected losses.

How many federal disaster declarations has St. Clair County had?

OpenFEMA lists 28 federal disaster declarations that included St. Clair County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit St. Clair County?

NOAA's Storm Prediction Center recorded 43 tornadoes touching St. Clair County from 1950 to 2025. The deadliest: 27 Mar 1994, F4, 50 mi path, 22 killed, 150 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.