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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Etowah County, Alabama: Natural Disaster Risk and History

Etowah County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 87.3 out of 100, higher than about 87% of US counties, with tornadoes, strong winds and earthquakes scoring highest of its 18 hazards and $50 million a year in expected losses.

OpenFEMA lists 27 federal disaster declarations that included Etowah County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 34 tornadoes touching Etowah County from 1950 to 2025.

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Population 103,320 Buildings worth $21 billion Area 554 sq mi Risk rank in Alabama 11 of 67 FIPS 01055

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 97.8 $17 million about once every 1.9 years 31
Strong windRelatively High 94.6 $2.2 million about 4.1 a year 155
EarthquakeRelatively Low 88.3 $3.1 million about once every 341 years —
Inland floodingRelatively Moderate 87.5 $23 million about once a year 27
LightningRelatively Moderate 79.0 $516,694 about 63 a year 271,716 strikes
Cold waveRelatively Moderate 77.7 $2.3 million about once every 1.1 years 17
LandslideRelatively Low 77.7 $9,352 about once every 2.1 years —
Heat waveRelatively Low 77.6 $1.0 million about 4.6 a year 78
WildfireRelatively Low 72.7 $160,663 about once every 524 years —
HurricaneRelatively Low 68.4 $383,623 about once every 29 years 12
HailRelatively Low 60.1 $286,252 about 4.8 a year 183
Ice stormRelatively Low 56.3 $84,322 about once every 2.2 years 31
DroughtRelatively Low 48.3 $96,628 about 28 a year 819
Winter weatherRelatively Low 27.7 $19,956 about 3.7 a year 70
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 27

Most common: Severe Storm 12, Hurricane 7, Flood 3, Tornado 2.

DecadeDeclarationsIncident types
1970s6Flood ×3, Tornado ×2, Drought
1990s5Severe Storm ×3, Hurricane, Snowstorm
2000s8Severe Storm ×4, Hurricane ×3, Fire
2010s5Severe Storm ×4, Hurricane
2020s3Hurricane ×2, Severe Storm

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Severe Thunderstorms DR-4555-AL · Severe Storm · declared 10 Jul 2020
Severe Storms and Tornadoes DR-4362-AL · Severe Storm · declared 26 Apr 2018 · households could apply
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4176-AL · Severe Storm · declared 2 May 2014 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011
Hurricane Gustav EM-3292-AL · Hurricane · declared 30 Aug 2008
Hurricane Katrina Evacuation EM-3237-AL · Hurricane · declared 10 Sep 2005

Widest declarations that included Etowah County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Sally (2020), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 34

Tornadoes touching the county34
Strongest-rated(E)F4 ×1
Peak monthApril (14)
Deadliest27 May 1973, F3, 41.6 mi path, 1 killed, 44 injured
Longest path27 May 1973, F3, 41.6 mi path, 1 killed, 44 injured
Most recent1 Apr 2023, EF0, 3.1 mi path, 0 killed, 2 injured
Deaths / injuries on those paths1 / 119
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count711105100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count12654475

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Etowah County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Etowah County (this page)—Relatively Moderate87.3 Tornado
Calhoun County 36 kmRelatively Moderate88.5 Tornado
Cherokee County 42 kmRelatively Low63.3 Drought
Marshall County 44 kmRelatively Moderate87.3 Tornado
St. Clair County 45 kmRelatively Low72.1 Tornado
Blount County 50 kmRelatively Low68.5 Tornado

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 78.0
Community resilienceRelatively Moderate 57.6
Community risk factor1.39
Expected annual loss, all hazards$50 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Etowah County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Etowah County

What natural disasters is Etowah County, Alabama most at risk from?

Etowah County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 87.3 out of 100, higher than about 87% of US counties, with tornadoes, strong winds and earthquakes scoring highest of its 18 hazards and $50 million a year in expected losses.

How many federal disaster declarations has Etowah County had?

OpenFEMA lists 27 federal disaster declarations that included Etowah County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit Etowah County?

NOAA's Storm Prediction Center recorded 34 tornadoes touching Etowah County from 1950 to 2025. The deadliest: 27 May 1973, F3, 41.6 mi path, 1 killed, 44 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.