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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Talladega County, Alabama: Natural Disaster Risk and History

Talladega County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 84.7 out of 100, higher than about 84% of US counties, with tornadoes, cold waves and inland (river and flash) flooding scoring highest of its 18 hazards and $37 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included Talladega County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). NOAA's Storm Prediction Center recorded 34 tornadoes touching Talladega County from 1950 to 2025.

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Population 81,988 Buildings worth $17 billion Area 768 sq mi Risk rank in Alabama 15 of 67 FIPS 01121

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 93.8 $7.0 million about once every 1.4 years 33
Cold waveRelatively High 90.3 $5.0 million about once every 1.6 years 12
Inland floodingRelatively Moderate 87.2 $20 million about once a year 27
Heat waveRelatively Moderate 81.8 $1.1 million about 6.1 a year 96
Strong windRelatively Moderate 80.3 $905,708 about 2.2 a year 83
WildfireRelatively Low 79.1 $254,725 about once every 476 years —
EarthquakeRelatively Low 78.5 $974,289 about once every 417 years —
HurricaneRelatively Low 74.4 $626,221 about once every 18 years 18
LightningRelatively Moderate 69.4 $333,413 about 67 a year 272,124 strikes
LandslideRelatively Low 67.2 $3,074 about once every 1.2 years —
DroughtRelatively Low 56.4 $151,681 about 31 a year 1,155
HailRelatively Low 52.2 $194,969 about 4.1 a year 155
Ice stormRelatively Low 51.5 $62,032 about once every 2.6 years 26
Winter weatherVery Low 19.4 $11,589 about 2.9 a year 55
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Hurricane 10, Severe Storm 6, Flood 4, Snowstorm 1.

DecadeDeclarationsIncident types
1970s5Flood ×4, Drought
1980s1Tornado
1990s3Hurricane, Snowstorm, Severe Storm
2000s7Hurricane ×4, Severe Storm ×3
2010s4Hurricane ×2, Severe Storm ×2
2020s3Hurricane ×3

The last 10

Hurricane Helene EM-3618-AL · Hurricane · declared 26 Sep 2024
Hurricane Zeta DR-4573-AL · Hurricane · declared 10 Dec 2020 · households could apply
Hurricane Sally EM-3545-AL · Hurricane · declared 14 Sep 2020
Hurricane Nate EM-3394-AL · Hurricane · declared 8 Oct 2017
Hurricane Irma EM-3389-AL · Hurricane · declared 11 Sep 2017
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-1971-AL · Severe Storm · declared 28 Apr 2011 · households could apply
Severe Storms, Tornadoes, and Straight-Line Winds EM-3319-AL · Severe Storm · declared 27 Apr 2011
Hurricane Gustav EM-3292-AL · Hurricane · declared 30 Aug 2008
Hurricane Katrina Evacuation EM-3237-AL · Hurricane · declared 10 Sep 2005
Hurricane Dennis DR-1593-AL · Hurricane · declared 10 Jul 2005 · households could apply

Widest declarations that included Talladega County

  • Hurricane Helene (2024, EM-3618-AL): 67 Alabama counties designated.
  • Hurricane Sally (2020, EM-3545-AL): 67 Alabama counties designated.
  • Hurricane Irma (2017, EM-3389-AL): 67 Alabama counties designated.

Named storms in its declarations: Hurricane Helene (2024), Hurricane Zeta (2020), Hurricane Sally (2020), Hurricane Nate (2017), Hurricane Irma (2017), Hurricane Gustav (2008), Hurricane Katrina (2005), Hurricane Dennis (2005), Hurricane Ivan (2004), Hurricane Opal (1995).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Alabama also had 1 statewide declaration with no county list.

Tornado record since 1950 34

Tornadoes touching the county34
Strongest-rated(E)F3 ×1
Peak monthApril (8)
Deadliest29 Mar 1991, F1, 1 mi path, 5 killed, 13 injured
Longest path5 Mar 1989, F2, 20 mi path, 0 killed, 2 injured
Most recent15 Mar 2025, EF2, 3.6 mi path, 1 killed, 1 injured
Deaths / injuries on those paths7 / 51
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count710161000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count262621141

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Talladega County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Talladega County (this page)—Relatively Moderate84.7 Tornado
Clay County 31 kmVery Low26.7 Wildfire
St. Clair County 40 kmRelatively Low72.1 Tornado
Shelby County 48 kmRelatively Moderate90.3 Tornado
Coosa County 50 kmVery Low14.6 Wildfire
Calhoun County 54 kmRelatively Moderate88.5 Tornado

Nearest by distance between county centres. Every county in Alabama, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 86.5
Community resilienceRelatively Moderate 40.5
Community risk factor1.53
Expected annual loss, all hazards$37 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Talladega County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Talladega County

What natural disasters is Talladega County, Alabama most at risk from?

Talladega County, Alabama has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 84.7 out of 100, higher than about 84% of US counties, with tornadoes, cold waves and inland (river and flash) flooding scoring highest of its 18 hazards and $37 million a year in expected losses.

How many federal disaster declarations has Talladega County had?

OpenFEMA lists 23 federal disaster declarations that included Talladega County since 1973, not counting 2 for COVID-19; the latest is EM-3618-AL (Hurricane Helene, declared 26 September 2024). Another 1 Alabama declarations were made statewide without a county list.

How many tornadoes have hit Talladega County?

NOAA's Storm Prediction Center recorded 34 tornadoes touching Talladega County from 1950 to 2025. The deadliest: 29 Mar 1991, F1, 1 mi path, 5 killed, 13 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.