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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Iosco County, Michigan: Natural Disaster Risk and History

Iosco County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 37.8 out of 100, higher than about 37% of US counties, with winter storms, cold waves and lightning scoring highest of its 18 hazards and $8.3 million a year in expected losses.

OpenFEMA lists 9 federal disaster declarations that included Iosco County since 1972, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). NOAA's Storm Prediction Center recorded 13 tornadoes touching Iosco County from 1950 to 2025.

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Population 25,202 Buildings worth $8.7 billion Area 1,909 sq mi Risk rank in Michigan 53 of 83 FIPS 26069

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Winter weatherRelatively Moderate 84.1 $182,555 about 13 a year 246
Cold waveRelatively Moderate 68.9 $1.4 million about 2.2 a year 41
LightningRelatively Moderate 65.8 $298,114 about 27 a year 46,524 strikes
WildfireVery Low 60.7 $61,927 rarer than once in 1,000 years —
HailRelatively Low 54.2 $221,154 about 1.3 a year 50
Inland floodingRelatively Low 52.9 $5.1 million about once every 5.6 years 5
Strong windRelatively Moderate 52.2 $415,227 about 1.5 a year 18
Coastal floodingVery Low 41.4 $15,600 about once every 73 years —
HurricaneVery Low 40.1 $20,490 about once every 72 years 8
TornadoRelatively Low 36.7 $521,475 about once every 4.3 years 4
LandslideVery Low 32.0 $254 about once every 11 years —
Ice stormVery Low 26.2 $17,631 about once every 5.5 years 4
EarthquakeVery Low 23.6 $27,260 rarer than once in 1,000 years —
Heat waveVery Low 19.9 $43,068 about once a year 17
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 9

Most common: Flood 4, Snowstorm 2, Dam/Levee Break 1, Hurricane 1.

DecadeDeclarationsIncident types
1970s4Flood ×2, Snowstorm, Drought
1980s1Flood
1990s1Snowstorm
2000s1Hurricane
2020s2Flood, Dam/Levee Break

The last 9

Severe Storms, Tornadoes, and Flooding DR-4925-MI · Flood · declared 30 Jun 2026 · households could apply
Severe Storms and Flooding DR-4547-MI · Dam/Levee Break · declared 9 Jul 2020 · households could apply
Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Mi - Severe Weather 1/2 /99 EM-3137-MI · Snowstorm · declared 27 Jan 1999
Severe Storms and Flooding DR-744-MI · Flood · declared 18 Sep 1985 · households could apply
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Drought EM-3035-MI · Drought · declared 2 Mar 1977
Severe Storms & Flooding DR-371-MI · Flood · declared 12 Apr 1973 · households could apply
Severe Storms & Flooding DR-363-MI · Flood · declared 1 Dec 1972 · households could apply

Widest declarations that included Iosco County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Drought (1977, EM-3035-MI): 44 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 13

Tornadoes touching the county13
Strongest-rated(E)F3 ×2
Peak monthJune (6)
Deadliest8 Jun 1953, F2, 16.6 mi path, 4 killed, 13 injured
Longest path27 Mar 1991, F3, 35 mi path
Most recent17 Jun 2014, EF1, 1.6 mi path
Deaths / injuries on those paths4 / 14
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count3712000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10343020

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Iosco County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Iosco County (this page)—Very Low37.8 Winter weather
Alcona County 37 kmVery Low17.7 Lightning
Arenac County 38 kmVery Low20.3 Winter weather
Ogemaw County 39 kmVery Low37.0 Hail
Oscoda County 53 kmVery Low15.1 Lightning
Gladwin County 72 kmVery Low40.3 Winter weather

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 87.0
Community resilienceRelatively High 72.2
Community risk factor1.48
Expected annual loss, all hazards$8.3 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Iosco County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Iosco County

What natural disasters is Iosco County, Michigan most at risk from?

Iosco County, Michigan has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 37.8 out of 100, higher than about 37% of US counties, with winter storms, cold waves and lightning scoring highest of its 18 hazards and $8.3 million a year in expected losses.

How many federal disaster declarations has Iosco County had?

OpenFEMA lists 9 federal disaster declarations that included Iosco County since 1972, not counting 2 for COVID-19; the latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding, declared 30 June 2026). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Iosco County?

NOAA's Storm Prediction Center recorded 13 tornadoes touching Iosco County from 1950 to 2025. The deadliest: 8 Jun 1953, F2, 16.6 mi path, 4 killed, 13 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.