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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Leelanau County, Michigan: Natural Disaster Risk and History

Leelanau County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 48.3 out of 100, higher than about 48% of US counties, with cold waves, winter storms and landslides scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 3 federal disaster declarations that included Leelanau County since 1977, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). NOAA's Storm Prediction Center recorded 4 tornadoes touching Leelanau County from 1950 to 2025.

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Population 22,255 Buildings worth $8.4 billion Area 2,558 sq mi Risk rank in Michigan 44 of 83 FIPS 26089

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively High 92.9 $9.0 million about once every 1.3 years 15
Winter weatherRelatively High 90.5 $418,660 about 35 a year 656
LandslideRelatively Low 79.4 $14,746 about once every 3.4 years —
Inland floodingRelatively Low 42.1 $5.3 million about once every 4.0 years 7
HailRelatively Low 39.5 $175,870 about once every 1.7 years 46
Coastal floodingVery Low 37.0 $10,129 about once every 74 years —
LightningRelatively Low 31.2 $114,325 about 24 a year 35,525 strikes
Strong windRelatively Low 25.5 $243,393 about once every 1.5 years 8
TornadoVery Low 19.1 $222,133 about once every 6.0 years 3
Heat waveVery Low 17.5 $47,793 about once every 1.4 years 12
WildfireVery Low 14.9 $5,093 rarer than once in 1,000 years —
HurricaneVery Low 11.8 $2,564 about once every 100 years 0
Ice stormVery Low 5.1 $2,438 about once every 67 years 0
EarthquakeVery Low 3.6 $3,684 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 3

Most common: Hurricane 1, Snowstorm 1, Drought 1.

DecadeDeclarationsIncident types
1970s2Snowstorm, Drought
2000s1Hurricane

The last 3

Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Drought EM-3035-MI · Drought · declared 2 Mar 1977

Widest declarations that included Leelanau County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Drought (1977, EM-3035-MI): 44 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 4

Tornadoes touching the county4
Strongest-rated(E)F4 ×1
Peak monthApril (1)
Deadliest3 Apr 1956, F4, 50.3 mi path, 1 killed, 25 injured
Longest path3 Apr 1956, F4, 50.3 mi path, 1 killed, 25 injured
Most recent22 Jun 2011, EF0, 0.4 mi path
Deaths / injuries on those paths1 / 25
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1200100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10200010

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Leelanau County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Leelanau County (this page)—Relatively Low48.3 Cold wave
Grand Traverse County 36 kmRelatively Low65.6 Winter weather
Benzie County 37 kmVery Low22.7 Winter weather
Antrim County 53 kmVery Low25.8 Cold wave
Kalkaska County 64 kmVery Low21.3 Winter weather
Charlevoix County 67 kmVery Low22.3 Cold wave

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 43.3
Community resilienceVery High 99.8
Community risk factor1.04
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Leelanau County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Leelanau County

What natural disasters is Leelanau County, Michigan most at risk from?

Leelanau County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 48.3 out of 100, higher than about 48% of US counties, with cold waves, winter storms and landslides scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Leelanau County had?

OpenFEMA lists 3 federal disaster declarations that included Leelanau County since 1977, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Leelanau County?

NOAA's Storm Prediction Center recorded 4 tornadoes touching Leelanau County from 1950 to 2025. The deadliest: 3 Apr 1956, F4, 50.3 mi path, 1 killed, 25 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.