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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Sanilac County, Michigan: Natural Disaster Risk and History

Sanilac County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 70.3 out of 100, higher than about 70% of US counties, with cold waves, winter storms and ice storms scoring highest of its 18 hazards and $23 million a year in expected losses.

OpenFEMA lists 10 federal disaster declarations that included Sanilac County since 1973, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). NOAA's Storm Prediction Center recorded 21 tornadoes touching Sanilac County from 1950 to 2025.

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Population 40,597 Buildings worth $12 billion Area 1,606 sq mi Risk rank in Michigan 20 of 83 FIPS 26151

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively High 95.7 $10 million about 3 a year 57
Winter weatherRelatively High 89.7 $315,846 about 14 a year 257
Ice stormRelatively Moderate 71.4 $186,325 about once every 1.1 years 39
Strong windRelatively Moderate 71.2 $794,866 about 3.1 a year 73
Inland floodingRelatively Low 66.2 $8.9 million about once every 2.5 years 11
TornadoRelatively Low 63.0 $1.6 million about once every 3.1 years 12
HailRelatively Low 62.3 $324,670 about 1.6 a year 59
HurricaneVery Low 55.4 $99,410 about once every 43 years 8
Heat waveRelatively Low 45.9 $239,889 about 2 a year 33
EarthquakeVery Low 33.7 $80,069 rarer than once in 1,000 years —
LandslideVery Low 33.1 $308 about once every 8.5 years —
LightningRelatively Low 30.9 $88,651 about 3 a year 80,131 strikes
Coastal floodingVery Low 26.6 $2,250 about once every 71 years —
WildfireVery Low 12.2 $3,209 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 10

Most common: Severe Storm 3, Snowstorm 3, Flood 3, Hurricane 1.

DecadeDeclarationsIncident types
1970s4Snowstorm ×2, Severe Storm, Flood
1980s2Flood ×2
1990s1Severe Storm
2000s3Hurricane, Severe Storm, Snowstorm

The last 10

Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1527-MI · Severe Storm · declared 30 Jun 2004 · households could apply
Snow EM-3160-MI · Snowstorm · declared 10 Jan 2001
Severe Storms and Flooding DR-1128-MI · Severe Storm · declared 23 Jul 1996 · households could apply
Severe Storms & Flooding DR-774-MI · Flood · declared 18 Sep 1986 · households could apply
Severe Storms and Flooding DR-744-MI · Flood · declared 18 Sep 1985 · households could apply
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Snowstorms EM-3030-MI · Snowstorm · declared 5 Feb 1977
Severe Storms, Tornadoes, Icing & Flooding DR-495-MI · Severe Storm · declared 19 Mar 1976 · households could apply
Severe Storms & Flooding DR-371-MI · Flood · declared 12 Apr 1973 · households could apply

Widest declarations that included Sanilac County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Snow (2001, EM-3160-MI): 39 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 21

Tornadoes touching the county21
Strongest-rated(E)F3 ×1
Peak monthJune (5)
Deadliest2 Sep 1984, F3, 15.6 mi path, 0 killed, 1 injured
Longest path22 Jun 2015, EF1, 22.9 mi path
Most recent26 Jul 2025, EF1, 1.7 mi path
Deaths / injuries on those paths0 / 1
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count91101000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count20531352

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Sanilac County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Sanilac County (this page)—Relatively Low70.3 Cold wave
Huron County 48 kmRelatively Low59.0 Cold wave
Tuscola County 48 kmRelatively Low73.1 Strong wind
Lapeer County 49 kmRelatively Low66.4 Strong wind
St. Clair County 55 kmRelatively Moderate82.0 Cold wave
Macomb County 81 kmRelatively High96.7 Tornado

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 72.0
Community resilienceRelatively High 68.3
Community risk factor1.32
Expected annual loss, all hazards$23 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Sanilac County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Sanilac County

What natural disasters is Sanilac County, Michigan most at risk from?

Sanilac County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 70.3 out of 100, higher than about 70% of US counties, with cold waves, winter storms and ice storms scoring highest of its 18 hazards and $23 million a year in expected losses.

How many federal disaster declarations has Sanilac County had?

OpenFEMA lists 10 federal disaster declarations that included Sanilac County since 1973, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Sanilac County?

NOAA's Storm Prediction Center recorded 21 tornadoes touching Sanilac County from 1950 to 2025. The deadliest: 2 Sep 1984, F3, 15.6 mi path, 0 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.