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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Huron County, Michigan: Natural Disaster Risk and History

Huron County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 59.0 out of 100, higher than about 59% of US counties, with cold waves, winter storms and strong winds scoring highest of its 18 hazards and $18 million a year in expected losses.

OpenFEMA lists 6 federal disaster declarations that included Huron County since 1973, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). NOAA's Storm Prediction Center recorded 18 tornadoes touching Huron County from 1950 to 2025.

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Population 31,395 Buildings worth $13 billion Area 2,158 sq mi Risk rank in Michigan 34 of 83 FIPS 26063

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Cold waveRelatively Moderate 88.0 $5.3 million about 3 a year 57
Winter weatherRelatively High 86.3 $266,694 about 15 a year 276
Strong windRelatively Moderate 79.7 $1.2 million about 2.1 a year 36
Inland floodingRelatively Low 64.1 $9.2 million about once every 2.3 years 12
HailRelatively Low 62.8 $369,870 about 1.3 a year 57
HurricaneVery Low 58.2 $145,753 about once every 38 years 12
TornadoRelatively Low 52.8 $1.2 million about once every 2.8 years 13
LightningRelatively Low 51.9 $220,564 about 28 a year 85,170 strikes
Ice stormRelatively Low 49.3 $73,008 about once every 1.8 years 16
Coastal floodingVery Low 43.2 $29,375 about once every 64 years —
Heat waveRelatively Low 41.6 $218,105 about 2 a year 34
EarthquakeVery Low 29.1 $59,385 rarer than once in 1,000 years —
LandslideVery Low 25.8 $185 about once every 10 years —
WildfireVery Low 9.7 $2,696 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
TsunamiInsufficient Data — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 6

Most common: Flood 3, Snowstorm 2, Hurricane 1.

DecadeDeclarationsIncident types
1970s2Snowstorm, Flood
1980s2Flood ×2
2000s2Hurricane, Snowstorm

The last 6

Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Snow EM-3160-MI · Snowstorm · declared 10 Jan 2001
Severe Storms & Flooding DR-774-MI · Flood · declared 18 Sep 1986 · households could apply
Severe Storms and Flooding DR-744-MI · Flood · declared 18 Sep 1985 · households could apply
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Severe Storms & Flooding DR-371-MI · Flood · declared 12 Apr 1973 · households could apply

Widest declarations that included Huron County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Snow (2001, EM-3160-MI): 39 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 18

Tornadoes touching the county18
Strongest-rated(E)F3 ×1
Peak monthJune (7)
Deadliest26 Jun 2021, EF2, 6.8 mi path, 0 killed, 6 injured
Longest path12 Jun 1984, F3, 48 mi path, 0 killed, 2 injured
Most recent5 Jul 2024, EF0, 0.5 mi path
Deaths / injuries on those paths0 / 9
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count9621000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10412433

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Huron County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Huron County (this page)—Relatively Low59.0 Cold wave
Sanilac County 48 kmRelatively Low70.3 Cold wave
Tuscola County 52 kmRelatively Low73.1 Strong wind
Arenac County 75 kmVery Low20.3 Winter weather
Iosco County 76 kmVery Low37.8 Winter weather
Bay County 79 kmRelatively Low78.2 Winter weather

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 58.8
Community resilienceVery High 90.2
Community risk factor1.18
Expected annual loss, all hazards$18 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Huron County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Huron County

What natural disasters is Huron County, Michigan most at risk from?

Huron County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 59.0 out of 100, higher than about 59% of US counties, with cold waves, winter storms and strong winds scoring highest of its 18 hazards and $18 million a year in expected losses.

How many federal disaster declarations has Huron County had?

OpenFEMA lists 6 federal disaster declarations that included Huron County since 1973, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Huron County?

NOAA's Storm Prediction Center recorded 18 tornadoes touching Huron County from 1950 to 2025. The deadliest: 26 Jun 2021, EF2, 6.8 mi path, 0 killed, 6 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.