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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Shiawassee County, Michigan: Natural Disaster Risk and History

Shiawassee County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 62.2 out of 100, higher than about 62% of US counties, with strong winds, tornadoes and cold waves scoring highest of its 18 hazards and $22 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Shiawassee County since 1965, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). NOAA's Storm Prediction Center recorded 35 tornadoes touching Shiawassee County from 1950 to 2025.

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Population 68,081 Buildings worth $12 billion Area 546 sq mi Risk rank in Michigan 30 of 83 FIPS 26155

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Strong windRelatively High 93.8 $2.6 million about 5.7 a year 216
TornadoRelatively Moderate 86.2 $5.5 million about once every 3.9 years 26
Cold waveRelatively Moderate 85.6 $5.0 million about 2.8 a year 53
Ice stormRelatively Moderate 68.0 $193,370 about 1.5 a year 101
HailRelatively Low 64.1 $426,508 about 2.9 a year 109
Heat waveRelatively Low 55.7 $475,172 about 2.5 a year 38
Inland floodingRelatively Low 55.2 $7.5 million about once every 2.0 years 14
LandslideVery Low 42.6 $775 about once every 12 years —
HurricaneVery Low 39.5 $27,577 about once every 43 years 4
EarthquakeVery Low 39.4 $144,153 rarer than once in 1,000 years —
LightningRelatively Low 32.0 $114,167 about 34 a year 105,658 strikes
Winter weatherVery Low 22.2 $19,412 about 11 a year 215
WildfireVery Low 8.6 $2,657 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — — 0
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Flood 4, Severe Storm 3, Snowstorm 3, Hurricane 1.

DecadeDeclarationsIncident types
1960s1Tornado
1970s5Snowstorm ×2, Flood ×2, Severe Storm
1980s2Flood ×2
1990s1Severe Storm
2000s3Hurricane, Severe Storm, Snowstorm

The last 10

Hurricane Katrina Evacuation EM-3225-MI · Hurricane · declared 7 Sep 2005
Severe Storms, Tornadoes, and Flooding DR-1527-MI · Severe Storm · declared 30 Jun 2004 · households could apply
Snow EM-3160-MI · Snowstorm · declared 10 Jan 2001
Severe Storms DR-1226-MI · Severe Storm · declared 24 Jun 1998
Severe Storms & Flooding DR-774-MI · Flood · declared 18 Sep 1986 · households could apply
Severe Storms and Flooding DR-744-MI · Flood · declared 18 Sep 1985 · households could apply
Blizzards & Snowstorms EM-3057-MI · Snowstorm · declared 27 Jan 1978
Snowstorms EM-3030-MI · Snowstorm · declared 5 Feb 1977
Severe Storms, Tornadoes, Icing & Flooding DR-495-MI · Severe Storm · declared 19 Mar 1976 · households could apply
Severe Storms, High Winds & Flooding DR-486-MI · Flood · declared 30 Sep 1975 · households could apply

Widest declarations that included Shiawassee County

  • Hurricane Katrina Evacuation (2005, EM-3225-MI): 83 Michigan counties designated.
  • Blizzards & Snowstorms (1978, EM-3057-MI): 83 Michigan counties designated.
  • Snow (2001, EM-3160-MI): 39 Michigan counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Michigan also had 3 statewide declarations with no county list.

Tornado record since 1950 35

Tornadoes touching the county35
Strongest-rated(E)F4 ×1
Peak monthAugust (11)
Deadliest18 Oct 2007, EF2, 19 mi path, 2 killed, 1 injured
Longest path2 Jun 1971, F1, 57.9 mi path, 0 killed, 3 injured
Most recent30 Mar 2025, EF1, 0.9 mi path
Deaths / injuries on those paths3 / 24
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count121390100
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count32843582

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Shiawassee County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Shiawassee County (this page)—Relatively Low62.2 Strong wind
Genesee County 37 kmRelatively Moderate92.2 Tornado
Clinton County 37 kmRelatively Low47.0 Strong wind
Saginaw County 43 kmRelatively Moderate88.5 Winter weather
Livingston County 43 kmRelatively Low73.5 Strong wind
Ingham County 44 kmRelatively Moderate87.2 Strong wind

Nearest by distance between county centres. Every county in Michigan, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 44.1
Community resilienceVery High 85.4
Community risk factor1.07
Expected annual loss, all hazards$22 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Shiawassee County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Shiawassee County

What natural disasters is Shiawassee County, Michigan most at risk from?

Shiawassee County, Michigan has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 62.2 out of 100, higher than about 62% of US counties, with strong winds, tornadoes and cold waves scoring highest of its 18 hazards and $22 million a year in expected losses.

How many federal disaster declarations has Shiawassee County had?

OpenFEMA lists 12 federal disaster declarations that included Shiawassee County since 1965, not counting 2 for COVID-19; the latest is EM-3225-MI (Hurricane Katrina Evacuation, declared 7 September 2005). Another 3 Michigan declarations were made statewide without a county list.

How many tornadoes have hit Shiawassee County?

NOAA's Storm Prediction Center recorded 35 tornadoes touching Shiawassee County from 1950 to 2025. The deadliest: 18 Oct 2007, EF2, 19 mi path, 2 killed, 1 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.