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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

St. Louis City, Missouri: Natural Disaster Risk and History

St. Louis City, Missouri has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.7 out of 100, higher than about 98% of US counties, with heat waves, tornadoes and earthquakes scoring highest of its 18 hazards and $359 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included St. Louis City since 1973, not counting 2 for COVID-19; the latest is DR-4877-MO (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 9 June 2025). NOAA's Storm Prediction Center recorded 4 tornadoes touching St. Louis City from 1950 to 2025.

Live weather alerts for Missouri All official warnings Latest FEMA declarations

Population 301,414 Buildings worth $74 billion Area 67 sq mi Risk rank in Missouri 2 of 115 FIPS 29510

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Heat waveVery High 99.8 $172 million about 15 a year 157
TornadoVery High 98.9 $28 million about once every 18 years 7
EarthquakeRelatively High 98.5 $58 million about once every 190 years —
Inland floodingRelatively High 97.0 $91 million about 1.3 a year 36
Strong windRelatively High 94.5 $2.3 million about 6.3 a year 238
LightningRelatively High 88.9 $874,443 about 53 a year 485,630 strikes
Cold waveRelatively Moderate 87.2 $4.5 million about 1.7 a year 32
HailRelatively Moderate 87.1 $1.1 million about 5.3 a year 201
Ice stormRelatively High 83.7 $433,899 about 1.6 a year 104
Winter weatherRelatively Moderate 79.7 $162,431 about 8.7 a year 166
LandslideVery Low 46.0 $827 about once every 26 years —
HurricaneVery Low 32.1 $13,192 about once every 87 years 2
WildfireVery Low 3.0 $831 rarer than once in 1,000 years —
DroughtNo Rating 0.0 — about 1.7 a year 42
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Severe Storm 13, Flood 5, Severe Ice Storm 3, Hurricane 1.

DecadeDeclarationsIncident types
1970s2Tornado, Severe Storm
1990s4Severe Storm ×3, Flood
2000s10Severe Storm ×6, Severe Ice Storm ×3, Hurricane
2010s5Flood ×3, Severe Storm ×2
2020s2Severe Storm, Flood

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4877-MO · Severe Storm · declared 9 Jun 2025 · households could apply
Severe Storms and Flooding DR-4665-MO · Flood · declared 8 Aug 2022 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4451-MO · Severe Storm · declared 9 Jul 2019 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4250-MO · Flood · declared 21 Jan 2016 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding EM-3374-MO · Flood · declared 2 Jan 2016
Flooding EM-3325-MO · Flood · declared 30 Jun 2011
Severe Winter Storm EM-3317-MO · Severe Storm · declared 3 Feb 2011
Severe Winter Storm EM-3303-MO · Severe Ice Storm · declared 30 Jan 2009
Severe Storms, Flooding, and A Tornado DR-1809-MO · Severe Storm · declared 13 Nov 2008 · households could apply
Severe Storms and Flooding DR-1773-MO · Severe Storm · declared 25 Jun 2008 · households could apply

Widest declarations that included St. Louis City

  • Severe Winter Storm (2011, EM-3317-MO): 115 Missouri counties designated.
  • Severe Winter Storm (2009, EM-3303-MO): 115 Missouri counties designated.
  • Severe Winter Storms (2007, EM-3281-MO): 115 Missouri counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Missouri also had 4 statewide declarations with no county list.

Tornado record since 1950 4

Tornadoes touching the county4
Strongest-rated(E)F1 ×2
Peak monthMarch (1)
Deadliest31 Mar 2007, EF0, 1.7 mi path, 0 killed, 2 injured
Longest path31 Dec 2010, EF1, 2.7 mi path
Most recent10 Apr 2013, EF0, 0.3 mi path
Deaths / injuries on those paths0 / 2
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2200000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10000120

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How St. Louis City compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
St. Louis City (this page)—Relatively High98.7 Heat wave
St. Louis County 17 kmRelatively High99.3 Heat wave
St. Clair County, IL 33 kmRelatively High94.9 Heat wave
Madison County, IL 37 kmRelatively Moderate93.4 Heat wave
Monroe County, IL 40 kmVery Low41.9 Heat wave
St. Charles County 41 kmRelatively Moderate92.6 Strong wind

Nearest by distance between county centres. Every county in Missouri, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 71.9
Community resilienceRelatively High 61.0
Community risk factor1.33
Expected annual loss, all hazards$359 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for St. Louis City's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about St. Louis City

What natural disasters is St. Louis City, Missouri most at risk from?

St. Louis City, Missouri has a Relatively High natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 98.7 out of 100, higher than about 98% of US counties, with heat waves, tornadoes and earthquakes scoring highest of its 18 hazards and $359 million a year in expected losses.

How many federal disaster declarations has St. Louis City had?

OpenFEMA lists 23 federal disaster declarations that included St. Louis City since 1973, not counting 2 for COVID-19; the latest is DR-4877-MO (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 9 June 2025). Another 4 Missouri declarations were made statewide without a county list.

How many tornadoes have hit St. Louis City?

NOAA's Storm Prediction Center recorded 4 tornadoes touching St. Louis City from 1950 to 2025. The deadliest: 31 Mar 2007, EF0, 1.7 mi path, 0 killed, 2 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.