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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Love County, Oklahoma: Natural Disaster Risk and History

Love County, Oklahoma has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 21.1 out of 100, higher than about 21% of US counties, with drought, wildfires and strong winds scoring highest of its 18 hazards and $6.6 million a year in expected losses.

OpenFEMA lists 24 federal disaster declarations that included Love County since 1973, not counting 2 for COVID-19; the latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 30 April 2024). NOAA's Storm Prediction Center recorded 33 tornadoes touching Love County from 1950 to 2025.

Live weather alerts for Oklahoma All official warnings Latest FEMA declarations

Population 10,141 Buildings worth $1.8 billion Area 538 sq mi Risk rank in Oklahoma 71 of 77 FIPS 40085

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 86.3 $1.2 million about 45 a year 1,295
WildfireRelatively Low 79.4 $335,085 about once every 211 years —
Strong windRelatively Moderate 70.2 $859,057 about 3.6 a year 138
HailRelatively Low 65.9 $412,098 about 8.9 a year 337
Ice stormRelatively Moderate 61.8 $128,464 about 1.2 a year 79
TornadoRelatively Low 58.2 $1.4 million about once every 2.2 years 23
Heat waveRelatively Low 55.9 $430,292 about 2 a year 323
LandslideVery Low 53.6 $1,498 about once every 7.2 years —
HurricaneVery Low 31.0 $13,469 about once every 94 years 4
EarthquakeVery Low 29.2 $59,368 about once every 862 years —
Winter weatherVery Low 21.6 $16,992 about 5.7 a year 108
Cold waveVery Low 19.1 $182,425 about 1.1 a year 20
Inland floodingVery Low 14.4 $1.5 million about once every 4.0 years 7
LightningVery Low 12.1 $36,301 about 54 a year 33,016 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 24

Most common: Severe Storm 12, Severe Ice Storm 6, Flood 3, Tornado 1.

DecadeDeclarationsIncident types
1970s1Flood
1980s1Flood
1990s2Severe Storm ×2
2000s10Severe Ice Storm ×4, Severe Storm ×3, Flood, Fire, Hurricane
2010s6Severe Storm ×6
2020s4Severe Ice Storm ×2, Tornado, Severe Storm

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4776-OK · Tornado · declared 30 Apr 2024 · households could apply
Severe Storms, Straight-Line Winds, and Tornadoes DR-4721-OK · Severe Storm · declared 19 Jul 2023
Severe Winter Storms DR-4587-OK · Severe Ice Storm · declared 24 Feb 2021 · households could apply
Severe Winter Storm EM-3555-OK · Severe Ice Storm · declared 17 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4453-OK · Severe Storm · declared 12 Jul 2019
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4222-OK · Severe Storm · declared 26 May 2015 · households could apply
Severe Winter Storm EM-3316-OK · Severe Storm · declared 2 Feb 2011
Severe Storms, Tornadoes, and Straight-Line Winds DR-1917-OK · Severe Storm · declared 24 May 2010 · households could apply
Severe Winter Storm DR-1876-OK · Severe Storm · declared 25 Feb 2010
Severe Winter Storm EM-3308-OK · Severe Storm · declared 30 Jan 2010

Widest declarations that included Love County

  • Severe Winter Storms (2021, DR-4587-OK): 77 Oklahoma counties designated.
  • Severe Winter Storm (2021, EM-3555-OK): 77 Oklahoma counties designated.
  • Severe Winter Storm (2011, EM-3316-OK): 77 Oklahoma counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Oklahoma also had 24 statewide declarations with no county list.

Tornado record since 1950 33

Tornadoes touching the county33
Strongest-rated(E)F4 ×1
Peak monthMay (13)
Deadliest13 Mar 1953, F3, 45.3 mi path, 2 killed, 11 injured
Longest path13 Mar 1953, F3, 45.3 mi path, 2 killed, 11 injured
Most recent20 Apr 2025, EF0, 0.5 mi path
Deaths / injuries on those paths3 / 18
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count13862103
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count43431288

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Love County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Love County (this page)—Very Low21.1 Drought
Carter County 34 kmRelatively Low74.9 Hail
Cooke County, TX 35 kmRelatively Low73.3 Drought
Marshall County 45 kmRelatively Low49.0 Ice storm
Montague County, TX 54 kmRelatively Low54.9 Drought
Jefferson County 57 kmVery Low20.9 Drought

Nearest by distance between county centres. Every county in Oklahoma, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 54.9
Community resilienceRelatively Low 33.5
Community risk factor1.19
Expected annual loss, all hazards$6.6 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Love County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Love County

What natural disasters is Love County, Oklahoma most at risk from?

Love County, Oklahoma has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 21.1 out of 100, higher than about 21% of US counties, with drought, wildfires and strong winds scoring highest of its 18 hazards and $6.6 million a year in expected losses.

How many federal disaster declarations has Love County had?

OpenFEMA lists 24 federal disaster declarations that included Love County since 1973, not counting 2 for COVID-19; the latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 30 April 2024). Another 24 Oklahoma declarations were made statewide without a county list.

How many tornadoes have hit Love County?

NOAA's Storm Prediction Center recorded 33 tornadoes touching Love County from 1950 to 2025. The deadliest: 13 Mar 1953, F3, 45.3 mi path, 2 killed, 11 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.