Cooke County, Texas: Natural Disaster Risk and History
Cooke County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 73.3 out of 100, higher than about 73% of US counties, with drought, hail and tornadoes scoring highest of its 18 hazards and $28 million a year in expected losses.
OpenFEMA lists 20 federal disaster declarations that included Cooke County since 1966, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). NOAA's Storm Prediction Center recorded 60 tornadoes touching Cooke County from 1950 to 2025.
Live weather alerts for Texas All official warnings Latest FEMA declarations
Population 41,622 Buildings worth $14 billion Area 908 sq mi Risk rank in Texas 72 of 254 FIPS 48097
All 18 hazards, highest risk first
FEMA National Risk Index| Hazard | Risk rating | Score | Expected loss a year | How often | Events in record |
|---|---|---|---|---|---|
| Drought | Relatively High | 98.0 | $4.0 million | about 34 a year | 1,211 |
| Hail | Relatively Moderate | 92.7 | $1.9 million | about 9.4 a year | 359 |
| Tornado | Relatively High | 91.5 | $7.1 million | about once every 1.2 years | 44 |
| Wildfire | Relatively Moderate | 91.5 | $1.5 million | about once every 265 years | — |
| Ice storm | Relatively High | 86.8 | $619,296 | about 1.1 a year | 77 |
| Heat wave | Relatively Low | 77.4 | $1.2 million | about 16 a year | 255 |
| Strong wind | Relatively Moderate | 69.3 | $849,295 | about 4 a year | 153 |
| Inland flooding | Relatively Low | 66.8 | $10 million | about 1.6 a year | 45 |
| Landslide | Relatively Low | 63.8 | $3,123 | about once every 5.1 years | — |
| Earthquake | Very Low | 54.8 | $316,209 | about once every 870 years | — |
| Hurricane | Very Low | 48.1 | $54,852 | about once every 93 years | 2 |
| Lightning | Relatively Low | 39.2 | $138,601 | about 53 a year | 111,616 strikes |
| Cold wave | Relatively Low | 37.6 | $528,282 | about 1.1 a year | 20 |
| Winter weather | Relatively Low | 31.9 | $28,787 | about 5.1 a year | 96 |
| Avalanche | Not Applicable | — | — | — | — |
| Coastal flooding | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic activity | Not Applicable | — | — | — | — |
Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.
Federal disaster declarations 20
Most common: Severe Storm 6, Flood 4, Severe Ice Storm 3, Fire 3.
| Decade | Declarations | Incident types |
|---|---|---|
| 1960s | 1 | Flood |
| 1970s | 1 | Flood |
| 1980s | 2 | Severe Storm, Flood |
| 1990s | 5 | Severe Storm ×3, Fire, Drought |
| 2000s | 7 | Hurricane ×3, Fire ×2, Severe Storm, Severe Ice Storm |
| 2010s | 1 | Severe Storm |
| 2020s | 3 | Severe Ice Storm ×2, Flood |
The last 10
Widest declarations that included Cooke County
- Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
- Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
- Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.
Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).
Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.
Tornado record since 1950 60
| Tornadoes touching the county | 60 |
|---|---|
| Strongest-rated | (E)F3 ×4 |
| Peak month | April (19) |
| Deadliest | 25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured |
| Longest path | 25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured |
| Most recent | 19 May 2025, unrated, 0.1 mi path |
| Deaths / injuries on those paths | 9 / 118 |
| Rating | (E)F0 | (E)F1 | (E)F2 | (E)F3 | (E)F4 | (E)F5 | Unrated |
|---|---|---|---|---|---|---|---|
| Count | 28 | 18 | 9 | 4 | 0 | 0 | 1 |
| Decade | 1950s | 1960s | 1970s | 1980s | 1990s | 2000s | 2010s | 2020s |
|---|---|---|---|---|---|---|---|---|
| Count | 7 | 7 | 11 | 2 | 18 | 6 | 5 | 4 |
Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.
How Cooke County compares with its 5 nearest counties
| County | Distance | Overall risk | Score | Top hazard |
|---|---|---|---|---|
| Cooke County (this page) | — | Relatively Low | 73.3 | Drought |
| Love County, OK | 35 km | Very Low | 21.1 | Drought |
| Montague County | 48 km | Relatively Low | 54.9 | Drought |
| Denton County | 49 km | Relatively High | 96.9 | Tornado |
| Grayson County | 50 km | Relatively Low | 80.3 | Hail |
| Marshall County, OK | 59 km | Relatively Low | 49.0 | Ice storm |
Nearest by distance between county centres. Every county in Texas, ranked.
Vulnerability and resilience
| Social vulnerability | Relatively Moderate 53.2 |
|---|---|
| Community resilience | Relatively Low 25.9 |
| Community risk factor | 1.18 |
| Expected annual loss, all hazards | $28 million |
FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.
Prepare for Cooke County's main hazards
- Right now: National Weather Service alerts for Texas · all official warnings on Global Incident Tracker.
- Drought: Drought monitor for Texas
- Hail: Weather alerts for Texas
- Tornado: Is there a tornado warning now?
- Your property's flood zone: FEMA Flood Map Service Center ↗ — this page cannot tell you that.
- Official preparedness guidance: Ready.gov ↗ and your county emergency management office.
What this page shows, and what it misses
FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.
Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.
Questions about Cooke County
What natural disasters is Cooke County, Texas most at risk from?
Cooke County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 73.3 out of 100, higher than about 73% of US counties, with drought, hail and tornadoes scoring highest of its 18 hazards and $28 million a year in expected losses.
How many federal disaster declarations has Cooke County had?
OpenFEMA lists 20 federal disaster declarations that included Cooke County since 1966, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). Another 101 Texas declarations were made statewide without a county list.
How many tornadoes have hit Cooke County?
NOAA's Storm Prediction Center recorded 60 tornadoes touching Cooke County from 1950 to 2025. The deadliest: 25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured (deaths and injuries are for the whole path).
Is the National Risk Index a flood zone map?
No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.