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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Montague County, Texas: Natural Disaster Risk and History

Montague County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 54.9 out of 100, higher than about 54% of US counties, with drought, wildfires and ice storms scoring highest of its 18 hazards and $16 million a year in expected losses.

OpenFEMA lists 20 federal disaster declarations that included Montague County since 1981, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). NOAA's Storm Prediction Center recorded 55 tornadoes touching Montague County from 1950 to 2025.

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Population 19,947 Buildings worth $5.9 billion Area 948 sq mi Risk rank in Texas 126 of 254 FIPS 48337

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively High 98.2 $4.2 million about 36 a year 1,302
WildfireRelatively Moderate 89.8 $1.2 million about once every 166 years —
Ice stormRelatively High 87.8 $643,276 about once a year 67
Heat waveRelatively Low 78.1 $1.2 million about 14 a year 223
TornadoRelatively Moderate 77.6 $3.0 million about once every 1.2 years 40
Strong windRelatively Moderate 72.8 $902,986 about 3.8 a year 143
HailRelatively Low 60.7 $332,960 about 9.7 a year 369
LandslideVery Low 58.8 $2,162 about once every 4.6 years —
Cold waveRelatively Low 54.0 $943,336 about 1.1 a year 20
HurricaneVery Low 38.8 $23,601 about once every 142 years 4
EarthquakeVery Low 36.0 $100,692 about once every 952 years —
Winter weatherRelatively Low 34.7 $31,201 about 5.3 a year 100
Inland floodingVery Low 30.7 $3.1 million about once every 1.3 years 21
LightningVery Low 17.3 $50,853 about 52 a year 88,695 strikes
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 20

Most common: Fire 6, Severe Storm 5, Severe Ice Storm 3, Hurricane 3.

DecadeDeclarationsIncident types
1980s2Severe Storm, Flood
1990s4Severe Storm ×2, Fire, Drought
2000s8Fire ×3, Hurricane ×3, Severe Storm, Severe Ice Storm
2010s3Fire ×2, Severe Storm
2020s3Severe Ice Storm ×2, Flood

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Severe Storms, Tornadoes, and Flooding DR-1709-TX · Severe Storm · declared 29 Jun 2007 · households could apply
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Ringgold Fire FM-2598-TX · Fire · declared 1 Jan 2006

Widest declarations that included Montague County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 55

Tornadoes touching the county55
Strongest-rated(E)F3 ×6
Peak monthMay (20)
Deadliest25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured
Longest path25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured
Most recent19 Apr 2025, EF0, 4.8 mi path
Deaths / injuries on those paths9 / 113
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count281656000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count755415478

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Montague County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Montague County (this page)—Relatively Low54.9 Drought
Clay County 46 kmVery Low14.3 Wildfire
Cooke County 48 kmRelatively Low73.3 Drought
Jefferson County, OK 49 kmVery Low20.9 Drought
Wise County 52 kmRelatively Low59.0 Wildfire
Love County, OK 54 kmVery Low21.1 Drought

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 57.5
Community resilienceRelatively Low 23.5
Community risk factor1.22
Expected annual loss, all hazards$16 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Montague County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Montague County

What natural disasters is Montague County, Texas most at risk from?

Montague County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 54.9 out of 100, higher than about 54% of US counties, with drought, wildfires and ice storms scoring highest of its 18 hazards and $16 million a year in expected losses.

How many federal disaster declarations has Montague County had?

OpenFEMA lists 20 federal disaster declarations that included Montague County since 1981, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Montague County?

NOAA's Storm Prediction Center recorded 55 tornadoes touching Montague County from 1950 to 2025. The deadliest: 25 May 2024, EF3, 47.3 mi path, 7 killed, 80 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.