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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Bosque County, Texas: Natural Disaster Risk and History

Bosque County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 36.9 out of 100, higher than about 36% of US counties, with lightning, wildfires and tornadoes scoring highest of its 18 hazards and $9.1 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included Bosque County since 1989, not counting 2 for COVID-19; the latest is FM-5677-TX (Hydra Fire, declared 15 September 2026). NOAA's Storm Prediction Center recorded 40 tornadoes touching Bosque County from 1950 to 2025.

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Population 18,211 Buildings worth $3.5 billion Area 1,013 sq mi Risk rank in Texas 154 of 254 FIPS 48035

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningRelatively High 90.7 $982,382 about 51 a year 94,425 strikes
WildfireRelatively Low 84.8 $531,373 about once every 188 years —
TornadoRelatively Moderate 71.4 $2.1 million about once every 1.3 years 31
HailRelatively Low 60.0 $297,841 about 6.3 a year 238
Heat waveRelatively Low 56.4 $391,197 about 14 a year 224
HurricaneVery Low 53.6 $84,226 about once every 36 years 10
Cold waveRelatively Low 47.1 $666,510 about once every 1.4 years 14
DroughtRelatively Low 42.1 $64,544 about 61 a year 1,995
Inland floodingRelatively Low 40.3 $3.8 million about 1.4 a year 39
Ice stormVery Low 23.7 $17,120 about once every 1.1 years 59
LandslideVery Low 23.1 $127 about once every 4.9 years —
Strong windRelatively Low 22.9 $166,040 about 2.5 a year 97
EarthquakeVery Low 15.4 $13,421 rarer than once in 1,000 years —
Winter weatherVery Low 10.1 $5,987 about 3.3 a year 63
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Fire 7, Severe Storm 6, Flood 4, Hurricane 3.

DecadeDeclarationsIncident types
1980s1Severe Storm
1990s5Severe Storm ×2, Fire, Drought, Flood
2000s6Hurricane ×3, Fire ×2, Severe Storm
2010s6Flood ×2, Severe Storm ×2, Fire ×2
2020s5Fire ×2, Severe Ice Storm ×2, Flood

The last 10

Hydra Fire FM-5677-TX · Fire · declared 15 Sep 2026
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Hard Castle Fire FM-5443-TX · Fire · declared 7 Jul 2022
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms and Flooding DR-4272-TX · Flood · declared 11 Jun 2016 · households could apply
Severe Storms and Flooding DR-4269-TX · Flood · declared 25 Apr 2016 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4245-TX · Severe Storm · declared 25 Nov 2015 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply

Widest declarations that included Bosque County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 40

Tornadoes touching the county40
Strongest-rated(E)F5 ×1
Peak monthApril (12)
Deadliest12 May 2000, F3, 7 mi path, 2 killed, 0 injured
Longest path25 May 1976, F2, 13.8 mi path
Most recent24 Mar 2021, unrated, 0.5 mi path
Deaths / injuries on those paths2 / 5
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1512101011
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count338310841

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Bosque County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Bosque County (this page)—Very Low36.9 Lightning
Somervell County 38 kmVery Low10.8 Wildfire
Hill County 48 kmRelatively Low73.0 Cold wave
Hamilton County 50 kmVery Low12.8 Wildfire
McLennan County 56 kmRelatively Moderate91.2 Tornado
Coryell County 59 kmRelatively Low63.4 Tornado

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 69.8
Community resilienceRelatively Low 33.4
Community risk factor1.33
Expected annual loss, all hazards$9.1 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Bosque County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Bosque County

What natural disasters is Bosque County, Texas most at risk from?

Bosque County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 36.9 out of 100, higher than about 36% of US counties, with lightning, wildfires and tornadoes scoring highest of its 18 hazards and $9.1 million a year in expected losses.

How many federal disaster declarations has Bosque County had?

OpenFEMA lists 23 federal disaster declarations that included Bosque County since 1989, not counting 2 for COVID-19; the latest is FM-5677-TX (Hydra Fire, declared 15 September 2026). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Bosque County?

NOAA's Storm Prediction Center recorded 40 tornadoes touching Bosque County from 1950 to 2025. The deadliest: 12 May 2000, F3, 7 mi path, 2 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.