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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

McLennan County, Texas: Natural Disaster Risk and History

McLennan County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 91.2 out of 100, higher than about 91% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $84 million a year in expected losses.

OpenFEMA lists 23 federal disaster declarations that included McLennan County since 1973, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). NOAA's Storm Prediction Center recorded 70 tornadoes touching McLennan County from 1950 to 2025.

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Population 260,302 Buildings worth $56 billion Area 1,071 sq mi Risk rank in Texas 20 of 254 FIPS 48309

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
TornadoRelatively High 98.8 $29 million about once every 1.4 years 46
LightningVery High 96.8 $2.0 million about 52 a year 363,210 strikes
Cold waveRelatively High 96.3 $12 million about once every 1.5 years 13
Heat waveRelatively Moderate 96.1 $6.2 million about 17 a year 280
HailRelatively Moderate 90.0 $1.5 million about 4.7 a year 178
WildfireRelatively Moderate 90.0 $1.2 million about once every 599 years —
Inland floodingRelatively Moderate 88.9 $29 million about 2.3 a year 64
HurricaneRelatively Low 81.4 $1.9 million about once every 22 years 18
Ice stormRelatively Moderate 72.0 $204,829 about once every 1.1 years 61
Strong windRelatively Moderate 66.0 $722,514 about 2.1 a year 79
EarthquakeRelatively Low 64.3 $492,117 rarer than once in 1,000 years —
Winter weatherRelatively Low 58.1 $71,416 about 3.1 a year 59
DroughtRelatively Low 55.7 $180,048 about 45 a year 1,897
LandslideVery Low 38.3 $487 about once every 6.7 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 23

Most common: Severe Storm 6, Hurricane 5, Fire 4, Other 3.

DecadeDeclarationsIncident types
1970s2Flood, Severe Storm
1980s1Severe Storm
1990s6Fire ×2, Severe Storm ×2, Drought, Flood
2000s9Hurricane ×5, Fire ×2, Severe Storm, Other
2010s3Other ×2, Severe Storm
2020s2Severe Ice Storm ×2

The last 10

Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Explosion DR-4136-TX · Other · declared 2 Aug 2013
Explosion EM-3363-TX · Other · declared 19 Apr 2013 · households could apply
Hurricane Ike EM-3294-TX · Hurricane · declared 10 Sep 2008
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Hurricane Dean EM-3277-TX · Hurricane · declared 18 Aug 2007
Severe Storms, Tornadoes, and Flooding DR-1709-TX · Severe Storm · declared 29 Jun 2007 · households could apply
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply

Widest declarations that included McLennan County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Ike (2008), Hurricane Dean (2007), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 70

Tornadoes touching the county70
Strongest-rated(E)F5 ×2
Peak monthApril (17)
Deadliest11 May 1953, F5, 20.9 mi path, 114 killed, 597 injured
Longest path12 Nov 1972, F1, 24 mi path
Most recent11 Jun 2025, EF0, 0.1 mi path
Deaths / injuries on those paths120 / 687
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count2023191223
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count65207118310

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How McLennan County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
McLennan County (this page)—Relatively Moderate91.2 Tornado
Falls County 42 kmVery Low26.2 Tornado
Hill County 49 kmRelatively Low73.0 Cold wave
Bosque County 56 kmVery Low36.9 Lightning
Limestone County 59 kmRelatively Low59.3 Cold wave
Coryell County 59 kmRelatively Low63.4 Tornado

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 65.4
Community resilienceRelatively High 78.6
Community risk factor1.25
Expected annual loss, all hazards$84 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for McLennan County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about McLennan County

What natural disasters is McLennan County, Texas most at risk from?

McLennan County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 91.2 out of 100, higher than about 91% of US counties, with tornadoes, lightning and cold waves scoring highest of its 18 hazards and $84 million a year in expected losses.

How many federal disaster declarations has McLennan County had?

OpenFEMA lists 23 federal disaster declarations that included McLennan County since 1973, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit McLennan County?

NOAA's Storm Prediction Center recorded 70 tornadoes touching McLennan County from 1950 to 2025. The deadliest: 11 May 1953, F5, 20.9 mi path, 114 killed, 597 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.