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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Cass County, Texas: Natural Disaster Risk and History

Cass County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 50.8 out of 100, higher than about 50% of US counties, with ice storms, hail and strong winds scoring highest of its 18 hazards and $11 million a year in expected losses.

OpenFEMA lists 26 federal disaster declarations that included Cass County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 66 tornadoes touching Cass County from 1950 to 2025.

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Population 28,400 Buildings worth $5.8 billion Area 970 sq mi Risk rank in Texas 137 of 254 FIPS 48067

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormRelatively High 94.1 $942,935 about once a year 67
HailRelatively Moderate 91.0 $1.2 million about 5.7 a year 216
Strong windRelatively High 85.5 $1.1 million about 6.1 a year 231
Heat waveRelatively Moderate 79.6 $971,828 about 19 a year 320
TornadoRelatively Moderate 74.0 $1.9 million about once every 1.2 years 57
WildfireRelatively Low 70.8 $118,736 about once every 685 years —
DroughtRelatively Moderate 68.7 $317,294 about 28 a year 952
HurricaneVery Low 56.3 $88,798 about once every 78 years 6
LightningRelatively Low 54.8 $180,505 about 6 a year 116,436 strikes
Winter weatherRelatively Low 52.5 $45,358 about 3.7 a year 71
EarthquakeVery Low 50.7 $186,655 about once every 658 years —
Cold waveRelatively Low 46.9 $547,238 about once every 1.1 years 18
LandslideVery Low 43.2 $536 about once every 3.5 years —
Inland floodingRelatively Low 39.9 $3.1 million about once every 1.3 years 21
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 26

Most common: Hurricane 7, Fire 6, Flood 5, Severe Storm 5.

DecadeDeclarationsIncident types
1960s1Flood
1980s2Severe Storm, Flood
1990s4Fire ×2, Severe Storm ×2
2000s7Hurricane ×5, Fire, Severe Ice Storm
2010s7Fire ×3, Flood ×2, Severe Storm ×2
2020s5Hurricane ×2, Severe Ice Storm ×2, Flood

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Severe Storms and Flooding DR-4269-TX · Flood · declared 25 Apr 2016 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4266-TX · Flood · declared 19 Mar 2016 · households could apply
Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4255-TX · Severe Storm · declared 9 Feb 2016
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply

Widest declarations that included Cass County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Ike (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 66

Tornadoes touching the county66
Strongest-rated(E)F3 ×3
Peak monthApril (21)
Deadliest4 Nov 2022, EF3, 16.9 mi path, 1 killed, 8 injured
Longest path21 Mar 2022, EF2, 40 mi path, 0 killed, 8 injured
Most recent8 Jul 2024, EF1, 4.2 mi path
Deaths / injuries on those paths1 / 24
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1728173001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count436121013810

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Cass County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Cass County (this page)—Relatively Low50.8 Ice storm
Marion County 31 kmVery Low29.2 Ice storm
Morris County 36 kmVery Low34.5 Ice storm
Bowie County 42 kmRelatively Low79.0 Hail
Miller County, AR 49 kmRelatively Low70.8 Hail
Harrison County 59 kmRelatively Low77.7 Ice storm

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 91.3
Community resilienceRelatively Low 37.4
Community risk factor1.60
Expected annual loss, all hazards$11 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Cass County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Cass County

What natural disasters is Cass County, Texas most at risk from?

Cass County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 50.8 out of 100, higher than about 50% of US counties, with ice storms, hail and strong winds scoring highest of its 18 hazards and $11 million a year in expected losses.

How many federal disaster declarations has Cass County had?

OpenFEMA lists 26 federal disaster declarations that included Cass County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Cass County?

NOAA's Storm Prediction Center recorded 66 tornadoes touching Cass County from 1950 to 2025. The deadliest: 4 Nov 2022, EF3, 16.9 mi path, 1 killed, 8 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.