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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Harrison County, Texas: Natural Disaster Risk and History

Harrison County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 77.7 out of 100, higher than about 77% of US counties, with ice storms, tornadoes and heat waves scoring highest of its 18 hazards and $29 million a year in expected losses.

OpenFEMA lists 26 federal disaster declarations that included Harrison County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 84 tornadoes touching Harrison County from 1950 to 2025.

Live weather alerts for Texas All official warnings Latest FEMA declarations

Population 68,645 Buildings worth $14 billion Area 925 sq mi Risk rank in Texas 59 of 254 FIPS 48203

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
Ice stormVery High 97.8 $2.1 million about 1.3 a year 90
TornadoRelatively High 93.5 $7.5 million about once every 1.2 years 72
Heat waveRelatively Moderate 92.2 $2.8 million about 2 a year 337
HailRelatively Moderate 89.6 $1.3 million about 5.5 a year 209
Cold waveRelatively High 89.3 $5.0 million about once every 1.3 years 15
WildfireRelatively Low 77.0 $235,728 about once every 847 years —
Winter weatherRelatively Moderate 71.7 $105,740 about 3.1 a year 59
HurricaneRelatively Low 69.8 $433,620 about once every 22 years 14
Strong windRelatively Moderate 68.3 $702,052 about 6.3 a year 241
DroughtRelatively Moderate 67.2 $334,842 about 25 a year 847
LightningRelatively Moderate 67.0 $338,062 about 62 a year 165,355 strikes
Inland floodingRelatively Low 63.5 $7.7 million about 1.6 a year 45
EarthquakeVery Low 55.6 $280,927 about once every 806 years —
LandslideVery Low 43.3 $635 about once every 5.2 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 26

Most common: Hurricane 7, Fire 6, Flood 4, Severe Storm 4.

DecadeDeclarationsIncident types
1960s1Flood
1980s2Severe Storm, Flood
1990s3Fire ×2, Severe Storm
2000s10Hurricane ×5, Fire ×2, Other, Coastal Storm, Severe Ice Storm
2010s6Flood ×2, Severe Storm ×2, Fire ×2
2020s4Hurricane ×2, Severe Ice Storm ×2

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Severe Storms and Flooding DR-4269-TX · Flood · declared 25 Apr 2016 · households could apply
Severe Storms, Tornadoes, and Flooding DR-4266-TX · Flood · declared 19 Mar 2016 · households could apply
Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4255-TX · Severe Storm · declared 9 Feb 2016
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011

Widest declarations that included Harrison County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Ike (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Allison (2001), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 84

Tornadoes touching the county84
Strongest-rated(E)F3 ×3
Peak monthApril (26)
Deadliest6 May 2003, F2, 54.4 mi path, 0 killed, 5 injured
Longest path3 May 1958, F3, 59.2 mi path
Most recent4 Mar 2025, EF1, 1 mi path
Deaths / injuries on those paths0 / 13
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count1639253001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count996713111910

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Harrison County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Harrison County (this page)—Relatively Low77.7 Ice storm
Marion County 28 kmVery Low29.2 Ice storm
Gregg County 42 kmRelatively Moderate87.0 Ice storm
Panola County 43 kmRelatively Low55.4 Strong wind
Caddo Parish, LA 46 kmRelatively Moderate92.6 Ice storm
Upshur County 57 kmRelatively Low66.9 Ice storm

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 73.7
Community resilienceRelatively Low 33.3
Community risk factor1.38
Expected annual loss, all hazards$29 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Harrison County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Harrison County

What natural disasters is Harrison County, Texas most at risk from?

Harrison County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 77.7 out of 100, higher than about 77% of US counties, with ice storms, tornadoes and heat waves scoring highest of its 18 hazards and $29 million a year in expected losses.

How many federal disaster declarations has Harrison County had?

OpenFEMA lists 26 federal disaster declarations that included Harrison County since 1966, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Harrison County?

NOAA's Storm Prediction Center recorded 84 tornadoes touching Harrison County from 1950 to 2025. The deadliest: 6 May 2003, F2, 54.4 mi path, 0 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.