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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Gaines County, Texas: Natural Disaster Risk and History

Gaines County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 57.6 out of 100, higher than about 57% of US counties, with hail, drought and wildfires scoring highest of its 18 hazards and $13 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Gaines County since 1992, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). NOAA's Storm Prediction Center recorded 38 tornadoes touching Gaines County from 1950 to 2025.

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Population 21,570 Buildings worth $4.4 billion Area 1,518 sq mi Risk rank in Texas 119 of 254 FIPS 48165

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively High 95.6 $2.2 million about 3.9 a year 149
DroughtRelatively High 94.2 $1.5 million about 83 a year 2,555
WildfireRelatively Moderate 93.4 $1.6 million about once every 155 years —
Cold waveRelatively Moderate 85.4 $3.4 million about once every 1.2 years 16
Strong windRelatively Moderate 77.1 $776,281 about 1.7 a year 63
Winter weatherRelatively Moderate 61.2 $62,071 about 6.5 a year 124
LightningRelatively Low 47.3 $138,672 about 46 a year 71,106 strikes
Heat waveRelatively Low 46.9 $211,899 about 3.9 a year 69
Ice stormRelatively Low 43.7 $41,546 about once every 2.6 years 26
TornadoRelatively Low 43.5 $651,082 about once every 1.5 years 22
HurricaneVery Low 39.4 $18,424 about once every 104 years 0
Inland floodingVery Low 30.4 $2.3 million about 1.9 a year 53
EarthquakeVery Low 19.9 $18,503 rarer than once in 1,000 years —
LandslideVery Low 3.6 $3 about once every 7.6 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Severe Ice Storm 3, Severe Storm 3, Fire 3, Hurricane 3.

DecadeDeclarationsIncident types
1990s3Severe Storm ×2, Fire
2000s6Hurricane ×3, Fire ×2, Severe Ice Storm
2010s1Severe Storm
2020s2Severe Ice Storm ×2

The last 10

Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply
Hurricane Rita EM-3261-TX · Hurricane · declared 21 Sep 2005
Hurricane Katrina Evacuation EM-3216-TX · Hurricane · declared 2 Sep 2005
Severe Winter Ice Storm DR-1356-TX · Severe Ice Storm · declared 8 Jan 2001 · households could apply
Extreme Fire Hazards EM-3142-TX · Fire · declared 1 Sep 1999

Widest declarations that included Gaines County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 38

Tornadoes touching the county38
Strongest-rated(E)F3 ×1
Peak monthApril (10)
Deadliest12 May 1982, F2, 21 mi path, 0 killed, 17 injured
Longest path12 May 1982, F2, 21 mi path, 0 killed, 17 injured
Most recent10 Jun 2024, unrated, 1.2 mi path
Deaths / injuries on those paths0 / 28
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count25641002
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count351135632

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Gaines County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Gaines County (this page)—Relatively Low57.6 Hail
Andrews County 48 kmVery Low9.0 Drought
Yoakum County 51 kmRelatively Low46.1 Drought
Terry County 56 kmRelatively Low52.0 Hail
Dawson County 64 kmVery Low38.7 Drought
Lea County, NM 73 kmRelatively Moderate86.0 Wildfire

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively High 79.3
Community resilienceVery Low 0.7
Community risk factor1.59
Expected annual loss, all hazards$13 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Gaines County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Gaines County

What natural disasters is Gaines County, Texas most at risk from?

Gaines County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 57.6 out of 100, higher than about 57% of US counties, with hail, drought and wildfires scoring highest of its 18 hazards and $13 million a year in expected losses.

How many federal disaster declarations has Gaines County had?

OpenFEMA lists 12 federal disaster declarations that included Gaines County since 1992, not counting 2 for COVID-19; the latest is DR-4586-TX (Severe Winter Storms, declared 19 February 2021). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Gaines County?

NOAA's Storm Prediction Center recorded 38 tornadoes touching Gaines County from 1950 to 2025. The deadliest: 12 May 1982, F2, 21 mi path, 0 killed, 17 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.