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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Sterling County, Texas: Natural Disaster Risk and History

Sterling County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 1.1 out of 100, higher than about 1% of US counties, with drought, wildfires and hail scoring highest of its 18 hazards and $1.5 million a year in expected losses.

OpenFEMA lists 12 federal disaster declarations that included Sterling County since 1993, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). NOAA's Storm Prediction Center recorded 19 tornadoes touching Sterling County from 1950 to 2025.

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Population 1,371 Buildings worth $428 million Area 933 sq mi Risk rank in Texas 250 of 254 FIPS 48431

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
DroughtRelatively Moderate 74.7 $754,100 about 58 a year 1,470
WildfireRelatively Low 69.8 $187,011 about once every 74 years —
HailVery Low 22.2 $87,146 about 4.3 a year 164
TornadoVery Low 11.6 $93,882 about once every 2.1 years 13
Heat waveVery Low 11.2 $23,585 about 9.2 a year 137
Strong windVery Low 10.1 $79,523 about 1.7 a year 66
Winter weatherVery Low 8.9 $7,174 about 5 a year 95
HurricaneVery Low 7.9 $1,181 about once every 174 years 2
Cold waveVery Low 7.4 $50,217 about once every 1.1 years 17
LightningVery Low 3.7 $13,575 about 47 a year 31,158 strikes
LandslideVery Low 2.7 $3 about once every 7.5 years —
Inland floodingVery Low 0.8 $217,667 about once every 2.3 years 12
EarthquakeVery Low 0.7 $850 rarer than once in 1,000 years —
Ice stormVery Low 0.6 $369 about once every 7.4 years 10
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 12

Most common: Fire 4, Hurricane 3, Severe Ice Storm 2, Flood 1.

DecadeDeclarationsIncident types
1990s3Fire, Severe Storm, Drought
2000s5Hurricane ×3, Fire ×2
2010s1Fire
2020s3Severe Ice Storm ×2, Flood

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Wildfires DR-1999-TX · Fire · declared 1 Jul 2011
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Extreme Wildfire Threat DR-1624-TX · Fire · declared 11 Jan 2006 · households could apply
Hurricane Rita DR-1606-TX · Hurricane · declared 24 Sep 2005 · households could apply
Hurricane Rita EM-3261-TX · Hurricane · declared 21 Sep 2005
Hurricane Katrina Evacuation EM-3216-TX · Hurricane · declared 2 Sep 2005
Extreme Fire Hazards EM-3142-TX · Fire · declared 1 Sep 1999

Widest declarations that included Sterling County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 19

Tornadoes touching the county19
Strongest-rated(E)F3 ×1
Peak monthMay (12)
Deadliest—
Longest path17 May 2021, EF2, 11.4 mi path
Most recent22 May 2024, EF3, 4.8 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count15121000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count10141552

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Sterling County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Sterling County (this page)—Very Low1.1 Drought
Glasscock County 45 kmVery Low4.3 Drought
Coke County 50 kmVery Low3.7 Wildfire
Mitchell County 55 kmVery Low19.8 Drought
Irion County 59 kmVery Low1.8 Wildfire
Howard County 64 kmRelatively Low54.8 Hail

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Low 26.4
Community resilienceVery Low 17.4
Community risk factor0.96
Expected annual loss, all hazards$1.5 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Sterling County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Sterling County

What natural disasters is Sterling County, Texas most at risk from?

Sterling County, Texas has a Very Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 1.1 out of 100, higher than about 1% of US counties, with drought, wildfires and hail scoring highest of its 18 hazards and $1.5 million a year in expected losses.

How many federal disaster declarations has Sterling County had?

OpenFEMA lists 12 federal disaster declarations that included Sterling County since 1993, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Sterling County?

NOAA's Storm Prediction Center recorded 19 tornadoes touching Sterling County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.