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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hardin County, Texas: Natural Disaster Risk and History

Hardin County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 69.6 out of 100, higher than about 69% of US counties, with lightning, ice storms and hurricanes scoring highest of its 18 hazards and $27 million a year in expected losses.

OpenFEMA lists 30 federal disaster declarations that included Hardin County since 1973, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). NOAA's Storm Prediction Center recorded 30 tornadoes touching Hardin County from 1950 to 2025.

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Population 56,129 Buildings worth $12 billion Area 907 sq mi Risk rank in Texas 83 of 254 FIPS 48199

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningRelatively High 89.9 $1.1 million about 77 a year 175,206 strikes
Ice stormRelatively High 88.3 $752,641 about once every 1.3 years 52
HurricaneRelatively Moderate 87.2 $4.9 million about once every 6.9 years 56
TornadoRelatively Moderate 85.1 $5.0 million about once every 1.4 years 22
WildfireRelatively Low 82.9 $534,721 about once every 255 years —
Cold waveRelatively Moderate 72.6 $2.3 million about once every 1.1 years 18
Heat waveRelatively Low 69.0 $837,371 about 11 a year 193
Inland floodingRelatively Low 66.7 $11 million about 1.3 a year 35
Winter weatherRelatively Low 44.3 $50,838 about 1.3 a year 25
DroughtRelatively Low 41.5 $73,294 about 23 a year 784
Strong windRelatively Low 37.8 $367,912 about once a year 40
Coastal floodingVery Low 34.4 $7,455 about once every 100 years —
EarthquakeVery Low 31.2 $82,659 rarer than once in 1,000 years —
HailVery Low 25.5 $90,950 about 2 a year 76
LandslideVery Low 17.7 $84 about once every 9.5 years —
AvalancheNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 30

Most common: Hurricane 9, Severe Storm 6, Fire 6, Flood 5.

DecadeDeclarationsIncident types
1970s2Severe Storm, Flood
1980s2Flood, Severe Storm
1990s4Fire ×2, Severe Storm, Flood
2000s11Hurricane ×6, Fire ×2, Other, Severe Storm, Coastal Storm
2010s6Severe Storm ×2, Fire ×2, Hurricane, Flood
2020s5Hurricane ×2, Severe Ice Storm ×2, Flood

The last 10

Hurricane Beryl DR-4798-TX · Hurricane · declared 9 Jul 2024 · households could apply
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Tropical Storms Marco and Laura EM-3540-TX · Hurricane · declared 24 Aug 2020
Hurricane Harvey DR-4332-TX · Hurricane · declared 25 Aug 2017 · households could apply
Severe Storms and Flooding DR-4272-TX · Flood · declared 11 Jun 2016 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4245-TX · Severe Storm · declared 25 Nov 2015 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Wildfires DR-4029-TX · Fire · declared 9 Sep 2011 · households could apply

Widest declarations that included Hardin County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Beryl (2024), Hurricane Harvey (2017), Hurricane Ike (2008), Hurricane Gustav (2008), Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Allison (2001), Tropical Storm Charley (1998), Tropical Storm Allison (1989).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 30

Tornadoes touching the county30
Strongest-rated(E)F2 ×7
Peak monthOctober (11)
Deadliest23 Nov 2004, F2, 8 mi path, 1 killed, 0 injured
Longest path28 Oct 1974, F2, 20.5 mi path
Most recent8 May 2023, EF0, 6.1 mi path
Deaths / injuries on those paths1 / 4
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count14970000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count031005921

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hardin County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hardin County (this page)—Relatively Low69.6 Lightning
Liberty County 45 kmRelatively Low79.5 Lightning
Tyler County 49 kmRelatively Low61.0 Hurricane
Orange County 53 kmRelatively Moderate85.9 Lightning
Jefferson County 54 kmRelatively High95.7 Lightning
Jasper County 58 kmRelatively Low61.1 Hurricane

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityRelatively Moderate 44.6
Community resilienceRelatively Moderate 49.5
Community risk factor1.09
Expected annual loss, all hazards$27 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hardin County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hardin County

What natural disasters is Hardin County, Texas most at risk from?

Hardin County, Texas has a Relatively Low natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 69.6 out of 100, higher than about 69% of US counties, with lightning, ice storms and hurricanes scoring highest of its 18 hazards and $27 million a year in expected losses.

How many federal disaster declarations has Hardin County had?

OpenFEMA lists 30 federal disaster declarations that included Hardin County since 1973, not counting 2 for COVID-19; the latest is DR-4798-TX (Hurricane Beryl, declared 9 July 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Hardin County?

NOAA's Storm Prediction Center recorded 30 tornadoes touching Hardin County from 1950 to 2025. The deadliest: 23 Nov 2004, F2, 8 mi path, 1 killed, 0 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.