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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Hays County, Texas: Natural Disaster Risk and History

Hays County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.6 out of 100, higher than about 90% of US counties, with hail, tornadoes and lightning scoring highest of its 18 hazards and $109 million a year in expected losses.

OpenFEMA lists 25 federal disaster declarations that included Hays County since 1970, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). NOAA's Storm Prediction Center recorded 31 tornadoes touching Hays County from 1950 to 2025.

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Population 240,800 Buildings worth $39 billion Area 686 sq mi Risk rank in Texas 22 of 254 FIPS 48209

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
HailRelatively High 96.8 $5.0 million about 3.9 a year 148
TornadoRelatively High 96.1 $19 million about once every 3.1 years 23
LightningRelatively High 94.8 $2.3 million about 49 a year 157,539 strikes
Winter weatherRelatively High 93.8 $719,896 about 3.5 a year 67
Inland floodingRelatively Moderate 93.2 $68 million about 3.8 a year 105
Heat waveRelatively Moderate 92.1 $4.5 million about 1 a year 167
WildfireRelatively Low 87.9 $1.3 million about once every 800 years —
Strong windRelatively High 86.1 $2.1 million about 1.5 a year 57
Cold waveRelatively Moderate 79.8 $4.5 million about once every 1.6 years 12
DroughtRelatively Moderate 77.6 $997,828 about 81 a year 2,828
Ice stormRelatively Moderate 64.4 $202,323 about once every 1.8 years 37
HurricaneRelatively Low 63.9 $388,387 about once every 28 years 14
LandslideVery Low 43.5 $1,068 about once every 6.1 years —
EarthquakeVery Low 25.8 $59,032 rarer than once in 1,000 years —
AvalancheNot Applicable — — — —
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —
Volcanic activityNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 25

Most common: Fire 7, Flood 6, Severe Storm 4, Hurricane 3.

DecadeDeclarationsIncident types
1970s2Flood, Tornado
1990s6Flood ×3, Fire, Severe Storm, Drought
2000s10Fire ×6, Hurricane ×3, Flood
2010s3Severe Storm ×3
2020s4Severe Ice Storm ×2, Flood, Winter Storm

The last 10

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding DR-4781-TX · Flood · declared 17 May 2024 · households could apply
Severe Winter Storm DR-4705-TX · Winter Storm · declared 21 Apr 2023
Severe Winter Storms DR-4586-TX · Severe Ice Storm · declared 19 Feb 2021 · households could apply
Severe Winter Storm EM-3554-TX · Severe Ice Storm · declared 14 Feb 2021
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding DR-4245-TX · Severe Storm · declared 25 Nov 2015 · households could apply
Severe Storms, Tornadoes, Straight-Line Winds and Flooding DR-4223-TX · Severe Storm · declared 29 May 2015 · households could apply
Severe Storms and Flooding DR-4159-TX · Severe Storm · declared 20 Dec 2013
Wildfires EM-3284-TX · Fire · declared 14 Mar 2008
Old Bastrop Highway Fire Complex FM-2751-TX · Fire · declared 14 Mar 2008
Rim Rock Fire FM-2680-TX · Fire · declared 15 Nov 2006

Widest declarations that included Hays County

  • Severe Winter Storms (2021, DR-4586-TX): 254 Texas counties designated.
  • Severe Winter Storm (2021, EM-3554-TX): 254 Texas counties designated.
  • Extreme Wildfire Threat (2006, DR-1624-TX): 254 Texas counties designated.

Named storms in its declarations: Hurricane Rita (2005), Hurricane Katrina (2005), Tropical Storm Charley (1998).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Texas also had 101 statewide declarations with no county list.

Tornado record since 1950 31

Tornadoes touching the county31
Strongest-rated(E)F3 ×1
Peak monthApril (5)
Deadliest28 Apr 1953, F3, 4.9 mi path, 1 killed, 5 injured
Longest path10 Aug 1980, F2, 47.7 mi path, 0 killed, 20 injured
Most recent12 Jun 2025, EF0, 1.4 mi path
Deaths / injuries on those paths1 / 33
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count141051001
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count33325942

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Hays County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Hays County (this page)—Relatively Moderate90.6 Hail
Comal County 37 kmRelatively Moderate92.7 Inland flooding
Travis County 39 kmRelatively High97.7 Tornado
Blanco County 42 kmVery Low33.0 Drought
Caldwell County 47 kmRelatively Low79.8 Inland flooding
Guadalupe County 53 kmRelatively Moderate91.5 Inland flooding

Nearest by distance between county centres. Every county in Texas, ranked.

Vulnerability and resilience

Social vulnerabilityVery Low 15.4
Community resilienceRelatively Moderate 57.5
Community risk factor0.84
Expected annual loss, all hazards$109 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Hays County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Hays County

What natural disasters is Hays County, Texas most at risk from?

Hays County, Texas has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 90.6 out of 100, higher than about 90% of US counties, with hail, tornadoes and lightning scoring highest of its 18 hazards and $109 million a year in expected losses.

How many federal disaster declarations has Hays County had?

OpenFEMA lists 25 federal disaster declarations that included Hays County since 1970, not counting 2 for COVID-19; the latest is DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared 17 May 2024). Another 101 Texas declarations were made statewide without a county list.

How many tornadoes have hit Hays County?

NOAA's Storm Prediction Center recorded 31 tornadoes touching Hays County from 1950 to 2025. The deadliest: 28 Apr 1953, F3, 4.9 mi path, 1 killed, 5 injured (deaths and injuries are for the whole path).

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.