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FEMA National Risk Index v1.20 · OpenFEMA · NOAA SPC · data checked 2 Nov 2026

Navajo County, Arizona: Natural Disaster Risk and History

Navajo County, Arizona has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 88.1 out of 100, higher than about 88% of US counties, with lightning, wildfires and winter storms scoring highest of its 18 hazards and $40 million a year in expected losses.

OpenFEMA lists 19 federal disaster declarations that included Navajo County since 1970, not counting 2 for COVID-19; the latest is DR-4620-AZ (Severe Storms and Flooding, declared 13 September 2021). NOAA's Storm Prediction Center recorded 23 tornadoes touching Navajo County from 1950 to 2025.

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Population 106,501 Buildings worth $21 billion Area 10,059 sq mi Risk rank in Arizona 11 of 15 FIPS 04017

All 18 hazards, highest risk first

FEMA National Risk Index
HazardRisk ratingScoreExpected loss a yearHow oftenEvents in record
LightningVery High 99.5 $3.4 million about 48 a year 439,075 strikes
WildfireRelatively High 98.8 $12 million about once every 225 years —
Winter weatherVery High 96.8 $522,038 about 5.8 a year 110
LandslideRelatively Moderate 94.0 $56,697 about 2.5 a year —
Inland floodingRelatively Moderate 89.5 $20 million about 4.1 a year 116
EarthquakeRelatively Low 81.2 $1.0 million about once every 571 years —
Cold waveRelatively Moderate 73.0 $1.4 million about once every 58 years 0.3
Ice stormRelatively Moderate 63.3 $85,909 about once every 67 years 0
Heat waveRelatively Low 56.7 $281,339 about once every 1.3 years 13
Volcanic activityVery Low 53.7 $9 rarer than once in 1,000 years 1
DroughtRelatively Low 52.0 $92,239 about 103 a year 4,732
AvalancheVery Low 50.9 $325 about once every 100 years 0
Strong windRelatively Low 40.1 $230,556 about once every 18 years 3
HailRelatively Low 34.8 $80,006 about once every 9.2 years 4.1
TornadoVery Low 8.0 $24,832 about once every 2.5 years 17
HurricaneNo Rating 0.0 — — 0
Coastal floodingNot Applicable — — — —
TsunamiNot Applicable — — — —

Score: FEMA's percentile among US counties that face the hazard (higher = more risk). Expected loss: FEMA's modelled average yearly loss to buildings, people (as a statistical value) and crops. How often: FEMA's annualised frequency of the hazard in the county; for some hazards it counts event-days, so it is a rough guide, not a forecast. "Not Applicable" means FEMA does not model that hazard here.

Federal disaster declarations 19

Most common: Flood 7, Fire 6, Severe Storm 4, Hurricane 1.

DecadeDeclarationsIncident types
1970s4Flood ×3, Drought
1980s2Flood ×2
1990s2Fire, Flood
2000s8Fire ×5, Severe Storm ×2, Hurricane
2010s2Severe Storm ×2
2020s1Flood

The last 10

Severe Storms and Flooding DR-4620-AZ · Flood · declared 13 Sep 2021
Severe Winter Storms and Flooding DR-1888-AZ · Severe Storm · declared 18 Mar 2010
Severe Winter Storm EM-3307-AZ · Severe Storm · declared 24 Jan 2010
Severe Storms and Flooding DR-1660-AZ · Severe Storm · declared 7 Sep 2006
Potato Fire FM-2642-AZ · Fire · declared 13 Jun 2006
Hurricane Katrina Evacuation EM-3241-AZ · Hurricane · declared 12 Sep 2005
Severe Storms and Flooding DR-1581-AZ · Severe Storm · declared 17 Feb 2005
Kinishba Fire FM-2478-AZ · Fire · declared 14 Jul 2003
Wildfires DR-1422-AZ · Fire · declared 25 Jun 2002 · households could apply
Az - Chediski Farms Fire - 06/21/2002 FM-2430-AZ · Fire · declared 21 Jun 2002

Widest declarations that included Navajo County

  • Hurricane Katrina Evacuation (2005, EM-3241-AZ): 15 Arizona counties designated.
  • Severe Storms, Tornadoes & Flooding (1993, DR-977-AZ): 13 Arizona counties designated.
  • Severe Storms & Flooding (1983, DR-691-AZ): 11 Arizona counties designated.

Named storms in its declarations: Hurricane Katrina (2005).

Not counted above: 2 COVID-19 ("Biological") declarations — in 2020 every US county was included. Arizona also had 27 statewide declarations with no county list.

Tornado record since 1950 23

Tornadoes touching the county23
Strongest-rated(E)F1 ×1
Peak monthJune (5)
Deadliest—
Longest path18 Oct 2005, F0, 30 mi path
Most recent15 Jul 2025, EF0, 0.1 mi path
Deaths / injuries on those paths0 / 0
Rating(E)F0(E)F1(E)F2(E)F3(E)F4(E)F5Unrated
Count22100000
Decade1950s1960s1970s1980s1990s2000s2010s2020s
Count02103935

Deaths and injuries are for each tornado's whole path, which can run beyond this county. F-scale ratings before February 2007, Enhanced Fujita (EF) after.

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How Navajo County compares with its 5 nearest counties

CountyDistanceOverall riskScoreTop hazard
Navajo County (this page)—Relatively Moderate88.1 Lightning
Apache County 75 kmRelatively Low78.8 Lightning
Coconino County 140 kmRelatively Moderate94.2 Lightning
Gila County 185 kmRelatively Moderate90.2 Wildfire
McKinley County, NM 187 kmRelatively Low78.2 Lightning
San Juan County, NM 217 kmRelatively Moderate88.3 Drought

Nearest by distance between county centres. Every county in Arizona, ranked.

Vulnerability and resilience

Social vulnerabilityVery High 97.7
Community resilienceVery Low 3.6
Community risk factor1.88
Expected annual loss, all hazards$40 million

FEMA scales expected losses up where social vulnerability is high (people who may find it harder to prepare, evacuate or recover) and down where community resilience is high. A factor above 1 raises the risk score. For social vulnerability a high rating is worse; for resilience a high rating is better.

Prepare for Navajo County's main hazards

What this page shows, and what it misses

FEMA's National Risk Index rates a whole county against every other US county; it is a planning-level estimate for nationwide comparison, not a flood-zone map and not a substitute for a local risk assessment or the risk to one home. Declarations are presidential disaster, emergency and fire management declarations that named this county; state declarations and SBA or USDA designations are not included. Tornadoes are counted when the county is one of up to four listed on the track; 670 tornadoes that crossed a state line carry no county list in NOAA's file and are left out.

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties - v1.20.0 (December 2025). Retrieved from https://services.arcgis.com/XG15cJAlne2vxtgt/ArcGIS/rest/services/National_Risk_Index_Counties/FeatureServer/0/query on November 2, 2026, 1:20 PM EST. This product uses the Federal Emergency Management Agency’s National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Federal Emergency Management Agency (FEMA), OpenFEMA Dataset: Disaster Declarations Summaries - v2, retrieved from https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries on November 2, 2026, 1:21 PM EST. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Tornado records: NOAA/NWS Storm Prediction Center, Severe Weather Database, tornadoes 1950–2025 (https://www.spc.noaa.gov/wcm/data/1950-2025_actual_tornadoes.csv, downloaded 2 November 2026). Public domain; not endorsed by NOAA. Compiled by Global Incident Tracker.

Questions about Navajo County

What natural disasters is Navajo County, Arizona most at risk from?

Navajo County, Arizona has a Relatively Moderate natural-hazard risk rating in FEMA's National Risk Index (v1.20, December 2025): a score of 88.1 out of 100, higher than about 88% of US counties, with lightning, wildfires and winter storms scoring highest of its 18 hazards and $40 million a year in expected losses.

How many federal disaster declarations has Navajo County had?

OpenFEMA lists 19 federal disaster declarations that included Navajo County since 1970, not counting 2 for COVID-19; the latest is DR-4620-AZ (Severe Storms and Flooding, declared 13 September 2021). Another 27 Arizona declarations were made statewide without a county list.

How many tornadoes have hit Navajo County?

NOAA's Storm Prediction Center recorded 23 tornadoes touching Navajo County from 1950 to 2025.

Is the National Risk Index a flood zone map?

No. The National Risk Index is a planning-level estimate for a whole county, built for nationwide comparison. It does not tell you the flood zone or the risk of a single property: for that, look up the address on FEMA's Flood Map Service Center (msc.fema.gov) and ask your local floodplain manager.